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Senior moment on the "Amazon" now corrected! :)

Received the following email yesterday from Vanguard. Particularly do not understand the last note on the bottom. So does this mean if we buy cd's or exchange Vanguard funds or switch funds, that are within the brokerage account, or they mature and go to the brokerage account- we get charged a...

I had TT on camelcamelcamel- and great sale price THIS MORNING

An interesting Fidelity calculator, new to me at least in that I had not seen it before. Enter retirement savings, ss, and pensions, age to take WD, and life span. Play with portfolio allocation and life span...

Bought some Vanguard CD's earlier this year and have one coming to term this week. Do they automatically renew or do I sell it on the due date?

How do you adjust expenses if your partner passes? I see where pensions or SS go away, but how to you adjust expenses?

On plan, but as we approach the mid-late 60's, spending seems to be slowing some

Not a comforting thought to think many of us may be unable to get insurance in the future. Seems companies are pulling out of risk areas due to global warming, particularly in hurricane and fire areas. https://apple.news/AVXqEi89qR46Xv_xMLt61qA

I help my brother pay all of his tax estimates. He recently moved to Wisconsin. Can someone give me please the dates that the quarterly payments are due in Wisconsin? Do they simply align with the federal dates?

Recently diagnosed with osteoporosis lower back and hip. Doc wants to talk about treatments. I am aware that everyone is different, and there are potential side effects. I wonder, for those that chose treatment, did you see improvements, and if so, over what period? Any side effects worth it?

In floor heat- it is efficient and we tend to want warmer as we age. House or rooms planned to maximize sunshine in the living areas. All door handles with levers rather than knobs. Electrical outlets and internet outlets well planned for use and gadgets.

Greatly appreciate the time you put into this. But OUCH! Our numbers do not have as much padding anymore.

+1 on EFTPS. Scheduling in advance and ability to change those payments is nice. Recently used DirectPay to assist DB in paying his taxes, and I think only 2 payments could be scheduled- what his balance owed was and Q1 2023

Had no idea the settlement acct paid anything! :-)

We have decided to purchase some CD's within our IRA that is at Vanguard Brokerage. We will purchase using money market funds within the IRA. I know I have to sell X to buy the CD, but it looks like I need to let the money "settle into" the settlement account before I can purchase any CD's. Is...

We are scheduled to fly out with Delta on Saturday but there is an incoming snowstorm. If Delta were to cancel our flight, is it up to us to reschedule or does delta reschedule us automatically?

We keep about 3 years of expected withdrawals from our IRA in money market funds. We are new to the brokerage accounts within Vanguard. CD rates seem relatively decent, and we are considering purchasing new CD's that are FDIC insured. What, if anything, should we be aware of when purchasing...

Found a "withdrawal calculator" that supposedly calculates your safe withdrawal amount. You enter the age at retirement, funds, amount you want to remain in the portfolio when you pass, portfolio earnings %, age you will die, and pension and ss amounts. It spits out what you can take a month...

That link is the same that I looked at originally. The problem is that the CONSOLIDATED statement clearly shows money (outside the IRA) as dividends on the brokerage side that no tax form has been issued for. The link suggests that all her forms are complete and the amount is substantially more...

DM has a consolidated vanguard statement that shows x dollars of taxable income from her brokerage account. She rolled from the traditional to brokerage in 2022. Her 1099-R and 1099-Div do not include that amount—those forms she received in the mail align with what is online under tax forms...

New "drawing" Ai out too getting buzz. You can create art or images. Same company, same login and password https://openai.com/dall-e-2/ Combine the two (text and image) and I suppose you can write a book!

Contacting an attorney might be best. There is this, but have no idea if it applies...

We have taken our withdrawl every year in January, and pay 4 equal tax payments, never a problems and never a penalty

For those that converted VG accounts to brokerage accounts in 2021, was your 1099 mailed/available prior to the Feb 15 deadline last year? We just converted in 2022 and are wondering if the 1099 will be available by Jan 31 or if we have to wait until sometime in Feb.

If just starting Medicare- and recently retired or reduced income, keep in mind that Medicare premiums are set based on your income from TWO YEARS AGO. So IRMAA for 2023 is based I believe on reported income from 2021. You can file for a re-evaluation after you first receive your Medicare cost...