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Ok, so I am a Canuck who lives where we get a lot of snow some winters and cold weather every winter (not Vancouver!). As my achy joints were telling me how much they enjoyed the warmer climate we experienced on a cruise last winter, I am giving serious thought to becoming a snowbird and going...

Hello folks from everywhere and anywhere. I, I mean "we", are 56 year old soon-to-be retirees from eastern Canada. I am a retiring public servant with a pension that should provide me with a little more than 50k per annum and I, I mean "we", also have a portfolio of investments that nowhere...