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the guilt comes from not staying with the job longer to get the COLA or sticking out even longer 'till the kids were both out of the house. The pension maxxes at 80% which is what I left with. The pension cost 9% of your pay so I thought it was time. Did this make sense?

Thanks for the posts. Still trying to adjust. Most people say it'll be a year to feel settled.

Hi I pulled the plug at 51 with two girls 11&15 and wondering if I did the right thing. No mortgage 200,00K in mutal funds and a rental triplex free and clear. MY pension is 3500.00 monthly with health dental and vision. The downside is no cola until 56. I worked for the goverment and everyone...