1/5 fire...

Surewhitey

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DW dropped a bomb on me today and I had to hold my excitement back a little. She's going to a 4 day w*rk week! I know, no biggie around here, but it's a huge step for her. She's finally dipping her toe in & getting an additional 52 days off on top of her 5 weeks + sick time.

I dropped my stuff 5 years ago for a self employed gig and I like to think it & the pretty awesome 5 years, financially speaking, helped her scale back.
 
Congrats to you man. That is a big deal. Can't wait for you guys to go have 3-day weekends every weekend and report back on fun!
 
We're doing just that Friday. Heading to Sarasota for 4 days then she has a biz meeting afterwards. She's still trying to maximize her planned time in Europe in May thinking about working half days occasionally. She's gotta figure out how to live with a couple of months off.
 
Good for you guys. We are in transition also. I pulled the full time plug 54 weeks ago. DW is/was planning on 22 more months working 9 days every 2 weeks. After seeing her with our 13 week old DGD I don't know if she'll make it 22 more months. I'm quickly developing plans B, C and D. One easy adjustment is our recent trip to Aruba. Airbnb would have been 1/3 the cost of the nice hotel we stayed in.
 
Good for you guys. We are in transition also. I pulled the full time plug 54 weeks ago. DW is/was planning on 22 more months working 9 days every 2 weeks. After seeing her with our 13 week old DGD I don't know if she'll make it 22 more months. I'm quickly developing plans B, C and D. One easy adjustment is our recent trip to Aruba. Airbnb would have been 1/3 the cost of the nice hotel we stayed in.

Agreed on the DGK's. Ours are 2&7 & seems like the 7 year old was just born. She is mainly talking about time with them, but it also takes a little pressure off of me (self imposed). Gives us more reason to tie onto the occasional biz trip too.
 
DW dropped a bomb on me today and I had to hold my excitement back a little. She's going to a 4 day w*rk week! I know, no biggie around here, but it's a huge step for her. She's finally dipping her toe in & getting an additional 52 days off on top of her 5 weeks + sick time.

Mine said she's scaling back to part time next year which I've encouraged her to do for years. Baby steps.....
 
Mine said she's scaling back to part time next year which I've encouraged her to do for years. Baby steps.....

DW has talked about this too. Not sure if the government will go along with this plan. As a contractor I switched to a 4-day, 32 hour/wk schedule my last year and a half. Loved it. I think scaling down near the end is a good transition into retirement.
 
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Mine said she's scaling back to part time next year which I've encouraged her to do for years. Baby steps.....

I've been working on her for a while now so she finally gets it. I didn't pressure her, just made her realize that we didn't need her income. She's probably still unsure of the benefits need, but, like you said, baby steps.

DW has talked about this too. Not sure if the government will go along with this plan. As a contractor I switched to a 4-day, 32 hour/wk schedule my last year and a half. Loved it. I think scaling down near the end is a good transition into retirement.

I'm guessing she'll see the transition gradually as she will likely enjoy the less pressure on the extra 52 days. It's definitely a win for us. After her pay increase, we'll barely notice it there too. By her going to 4-8hrs, from 5-7.5 hrs, that's only ~15% pay/bonus reduction...
 
Surewhitey - that is actually wonderful news! She will probably grow to love that extra time, and what to expand it bit by bit. (By savor every additional day off along the way!)
 
Congratulations!I cut back to 4 days/week for my final 2 years before Fire. I couldn’t believe the difference one day made in my stress level and ability to enjoy my time. It was so much easier to find balance in life. Due to the progressive income tax (and self-employment tax) I didn’t lose as much money as I thought I would. Enjoy!
 
Surewhitey - that is actually wonderful news! She will probably grow to love that extra time, and what to expand it bit by bit. (By savor every additional day off along the way!)

This is what I expect after the first year. I'm gonna have to up the travel budget I suspect.
 
Congratulations!I cut back to 4 days/week for my final 2 years before Fire. I couldn’t believe the difference one day made in my stress level and ability to enjoy my time. It was so much easier to find balance in life. Due to the progressive income tax (and self-employment tax) I didn’t lose as much money as I thought I would. Enjoy!

I know I'm less stressed and now she's got one toe in to check the water. Her j*by does check a lot of boxes for short travel to nicer destinations and nice restaurants, so I get it. It definitely will upgrade her happy-life experience
 
My DW has been 3 days a week now for 1.5 years or so, she pulling the plug this May, and looking forward to having her summer off! Its all on me now....lol
 
So some recent drama and clarification came her way. The original discussion with her boss was to work 32 hrs / wk. A few months in & he forgot the exact agreement and asked why she was not reporting 30 hrs / wk. Basically asking her to take another $5k off her salary.

She was pretty upset for about a day... As I reminded her she was getting 52 additional days off in addition to her 25 vaca days (which she didn't have to reduce). Small price to pay, imo.

She has started a movement as people here about it. She's had a few say they want to go to 3 days a week... Uh oh.

After a few deposits and us discussing living off my contribution and 1/3 of our interest income (saving all of her pay via 401k, HSA & what's leftover) she's "feeling poor". I told her to give it a few months of normal living and vacations (we just did 3 wks in Europe)... We have a week of a TX family vacation, CA vaca in Sept and likely a December Mexico trip, so it'll be interesting to see how she feels in January.
 
Glad your wife is decreasing her hours--dipping her toes into the start of her retirement.
 
So some recent drama and clarification came her way. The original discussion with her boss was to work 32 hrs / wk. A few months in & he forgot the exact agreement and asked why she was not reporting 30 hrs / wk. Basically asking her to take another $5k off her salary.

She was pretty upset for about a day... As I reminded her she was getting 52 additional days off in addition to her 25 vaca days (which she didn't have to reduce). Small price to pay, imo.

She has started a movement as people here about it. She's had a few say they want to go to 3 days a week... Uh oh.

After a few deposits and us discussing living off my contribution and 1/3 of our interest income (saving all of her pay via 401k, HSA & what's leftover) she's "feeling poor". I told her to give it a few months of normal living and vacations (we just did 3 wks in Europe)... We have a week of a TX family vacation, CA vaca in Sept and likely a December Mexico trip, so it'll be interesting to see how she feels in January.
I was wondering why she was concerned and now I understand. Suddenly feeling "poor" takes a while for some of us to get past. My dad really struggled with not having a "pay check" coming in, even though he got SS and had a decent stash.

I'm sure she will adjust and be ready for full retirement when the time comes. Good luck.
 
Congratulations on 1/5., 4 more to go. A few years back DW was able to work 4/10s and would take Friday one week, then the following Monday giving us a 4 day weekend every other week. Now shes out for her 2nd medical leave in a year and we leave today for 3 1/2 weeks of camping travel, taking the GS to visit family and explore.
 
Congratulations on 1/5., 4 more to go. A few years back DW was able to work 4/10s and would take Friday one week, then the following Monday giving us a 4 day weekend every other week. Now shes out for her 2nd medical leave in a year and we leave today for 3 1/2 weeks of camping travel, taking the GS to visit family and explore.
Sounds like a great way to use the med leave.

DW still wants to work some half days on slow vacation days to not use her 25 too soon. I can't imagine what's going on in her head with 52+25+5 sick+holidays+weekends... Literally 50%+ time not working. She really maximizes her free time.
 
I did the part time before retiring. Started at 3 days/week, but then near the end the boss asked if I could help out with an extra day, so went to 4 days/week for few months. Even better my 3 days were Tues-Thurs, unless had a special mtg or need to be in on a Mon or Fri. Had 4 days weekends every week.

Your wife will adjust, maybe loosen up the savings and let her have some spending so she doesn't feel poor. You are still going to be saving a bunch.
 
Your wife will adjust, maybe loosen up the savings and let her have some spending so she doesn't feel poor. You are still going to be saving a bunch.
I have been doing just this. She was hesitant to the 3 weeks in Europe last month but I said do it. She's been spending more on the GKs on her Fridays too. I encourage it just to make her comfortable mentally.

We did spend a lot (compared to normal) this year, but we are getting back to normal now. And lots of big ticket items are in the rear view.
 
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