Fermion
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Most tax that retired people pay, at least before RMD, is primarily determined by what they need to live on. You can have $150,000 in income each year, coming into deferred accounts and capital gains, but if you are even halfway smart, you have that arranged such that your taxable income is about what you actually need to live on. Unless you are doing preparation for RMD by Roth conversions or something.Yes you're correct. But my point is that the tax is primarily determined by the income/expenses, not the amount you can live on. Also there is a property tax which can be reduced regardless of what you actually spend.
I think the last sentence you posted was supposed to be "Also there is a property tax which can't be reduced regardless of what you actually spend"
This also would not be true in all states. In our state, if you are over age 61 and your income is below certain limits, you can reduce your property tax as well.