2024 Investment Performance Thread

[G-Man]

Like I said, the index funds core of my portfolio is outsourced to Vanguard to manage, and they take the very long view that all asset classes have cycles to ride out. They are “set it and forget it.” Higher yielding bonds are slowly cycling their way into the indexes, so I have to be patient. I know full well that it’s controversial around here to:

A. Own bond index funds
B. Use a financial advisor
C. Own Bitcoin

But every investor is unique and those are my choices for many, many reasons based on knowing myself as an investor and that I’ve studied and thought through to best serve DW’s and my unique situation. Good luck.

No problem. Just was curious. thanks for responding. Wish I had invested in bitcoin.

 

[njhowie]

My 99% muni/CD/treasury portfolio is at new highs with the bonds beginning to take off as the 10-year treasury yield continues falling. As a result, it's starting to become difficult to find new munis for reinvestment at the yields I've become accustomed to over the past year or two. I have been able to pick up some nice CDs in the secondary market in the past week, but it takes a bit of work to get them, and they are small lots.

 

[SloHan]

+14.67% YTD. AA 90/10

 

[target2019]

+2.49% EOM
+8.73% YTD
Stock 65%

Return looks like similar portfolios. Lazy Portfolios

 

[street]

10.90% YTD. ~78/12/10 AA.

 

[N02L84ER]

10.6% YTD AA: 67%/33%

 

[audreyh1]

7.80% YTD ~50/50 AA

 

[HI Bill]

21.3% today. 90/3/8. The 90% equities includes a single out-weighted company stock I can't sell for a few years, but it's buoyed the earnings this year!

 

[copyright1997reloaded]

Preliminary June results:
January: -0.2%
February: +0.7%
March: +1.7%
April: -1.2%
May: +3.3%
June: +1.9%
YTD: +6.3%
YoY: +8.6%
Since 12/31/22: +17.9%
Since 12/31/21: +4.0%
Since 12/31/20: +16.2%
Since 12/31/19: +32.2%
Hit that new "million" marker again and so far (knock on wood) I remain above it. I'm in the process of buying another home (w/o selling my current one) so my Asset Allocation will be changing shortly (less fixed). I'm still working out how to treat the new digs (2nd home but will eventually be my primary). For now, I will carry it on my books as real estate using something like Zillow or Redfin minus a haircut in terms of valuation (i.e. mark to market). When it eventually becomes my primary I will not be including it in my asset allocation (but will have proceeds from my current home that will be included).

Better late than never. July results:
January: -0.2%
February: +0.7%
March: +1.7%
April: -1.2%
May: +3.3%
June: +1.9%
July: +1.0%
YTD: +7.4%
YoY: +8.6%
Since 12/31/22: +19.2%
Since 12/31/21: +5.0%
Since 12/31/20: +17.4%
Since 12/31/19: +33.6%
New all time high (week ending 7/13) but now 2.7% off of that due to late July and early August selloff. As of date of post, off 1.25% from July 31st (EOM)).

 

[sengsational]

+2.49% EOM
+8.73% YTD
Stock 65%

Return looks like similar portfolios. Lazy Portfolios

Thanks for that link. Keeping it real. 57 portfolios and a handful of FANGinsh ones with YTD over 10%. Yet our reports here are reporting doing amazingly better than most of those portfolios. We've got some Lake Wobegon going on here, but I'm bringing down the average at maybe a point under yours.

 

[Enuff2Eat]

Do you guys including your WHOLE ASSET including housing, real estate...or just stocks and cash?

I am very impress with such high number ... some at upto lower 20% YTD. That is amazing.

Enuff

 

[frayne]

I just report on my stock portfolio which pretty much mirrors the S&P 500. No cash, housing or other real estate. I'm a lazy buy and hold type of investor and Jack Bogle and William Bernstein are my heroes.

 

[target2019]

I just report on my stock portfolio which pretty much mirrors the S&P 500. No cash, housing or other real estate. I'm a lazy buy and hold type of investor and Jack Bogle and William Bernstein are my heroes.

Thanks for that link. Keeping it real. 57 portfolios and a handful of FANGinsh ones with YTD over 10%. Yet our reports here are reporting doing amazingly better than most of those portfolios. We've got some Lake Wobegon going on here, but I'm bringing down the average at maybe a point under yours.

Do you guys including your WHOLE ASSET including housing, real estate...or just stocks and cash?

I am very impress with such high number ... some at upto lower 20% YTD. That is amazing.

Enuff

I'm reporting the ups and down of all investments, IOW, what I call total portfolio.

No housing, no real estate (except REIT investments).

I'm over 70, draw little from the total portfolio. So the number is not a measured performance, but is probably within a +1/-1% range.

For those Lazy Portfolios, it's just for interest, not a competition. If you're beating Bernstein, that's cool.

And those measured moments are gone. Just a day later SHTF.

 

[njhowie]

Do you guys including your WHOLE ASSET including housing, real estate...or just stocks and cash?

Thread is "2024 Investment Performance"

My house is not an investment, at least not one which I track or include for investment purposes.

 

[Dtail]

Do you guys including your WHOLE ASSET including housing, real estate...or just stocks and cash?

I am very impress with such high number ... some at upto lower 20% YTD. That is amazing.

Enuff

Some reporters take on some individual stocks as a portion of their portfolio and when it hits, it hits.

 

[5Miler]

My number is just investable assets in my retirement and brokerage accounts. I'm pretty much buy and hold in index funds these days.

AA is currently 81/14/5

July 1.35%
July YTD 12.86%

We'll just pretend Aug 1 and 2 didn't happen for now.

 

[Koolau]

I keep track of the value of my home, but never include it in my invested assets.

 

[marko]

7am August 5. Futures down almost 800. Nikkei down 4000. Gonna be an interesting day.

 

[Koolau]

7am August 5. Futures down almost 800. Nikkei down 4000. Gonna be an interesting day.

Yeah, PM futures down as well. Not encouraging but YMMV.

 

[HenryD]

7am August 5. Futures down almost 800. Nikkei down 4000. Gonna be an interesting day.

Sorry, I think it was me that jinxed it. We hit our investable assets target last month and were 1% short of our NW target. We're 16 months out from our target date. Not ideal, but better to have it happen now than 6 months after pulling the trigger. Targets may need to be adjusted either way.

 

[Surewhitey]

7am August 5. Futures down almost 800. Nikkei down 4000. Gonna be an interesting day.

Nikkei down 25% in <month is surprising.

 

[luckydude]

Today's market plunge is a good thing. The AI-fueled (looking at you, Nvidia) runup was getting out of hand. Irrational exuberance, anyone? Hopefully this will bring some sanity back into the market. Even with today's plunge, S&P is still up 8.2% YTD and NASDAQ up 7.39% YTD (as of this writing). If someone had told me at the beginning of the year I'd be up by this much on my portfolio at this point, I would have happily taken it.

Calls for drastic cuts in interest rate are just nuts. It's not the Fed's job to look after the market. At 3%, inflation is still a problem. The Fed needs to finish its job and get it back to a 2% range. Fighting inflation without bringing on a recession was always going to be a challenge. The Fed got lucky in striking a fine balance---until now.

 

[Al18]

SP500 is very close to being negative for the last 3 months.

 

[FREE866]

Volatility like this is the emotional/mental price we pay for outstanding long term returns.

As a wise man once said, if you’re worried about what your investments are worth next week you will find yourself very poor 20 years down the road.

 

[Dtail]

Today's market plunge is a good thing. The AI-fueled (looking at you, Nvidia) runup was getting out of hand. Irrational exuberance, anyone? Hopefully this will bring some sanity back into the market. Even with today's plunge, S&P is still up 8.2% YTD and NASDAQ up 7.39% YTD (as of this writing). If someone had told me at the beginning of the year I'd be up by this much on my portfolio at this point, I would have happily taken it.

Calls for drastic cuts in interest rate are just nuts. It's not the Fed's job to look after the market. At 3%, inflation is still a problem. The Fed needs to finish its job and get it back to a 2% range. Fighting inflation without bringing on a recession was always going to be a challenge. The Fed got lucky in striking a fine balance---until now.

Good post.
Plus the 2yr/10yr interest rate relationship is close to not being inverted for the first time in awhile, which ironically can be an indicator (when inverted) of an upcoming recession.