2024 Investment Performance Thread

YTD up 19.09%
1/1/2022 to date up 19.28%

Portfolio at all time high.

Since 6/1/2016 when I retired the portfolio balance is up 27.66% plus the money I spent during those eight years.
 
YTD up 19.09%
1/1/2022 to date up 19.28%

Portfolio at all time high.

Since 6/1/2016 when I retired the portfolio balance is up 27.66% plus the money I spent during those eight years.
Your 8 year balance in percentage got my interest to see what I have gained over eight years when I retires also. It is 87% more than what I had the day I ERed. I also lived from that money with nothing added to investments. If I only knew how the money side would of looked like eight years earlier, I sure would have threw the towel in earlier.
 
11.08% ~60/40
 
Your 8 year balance in percentage got my interest to see what I have gained over eight years when I retires also. It is 87% more than what I had the day I ERed. I also lived from that money with nothing added to investments. If I only knew how the money side would of looked like eight years earlier, I sure would have threw the towel in earlier.
Wow. You and I are neck and neck ( although I think you have a lot more $$$ than I do).
I ERd almost 8 years ago and even including withdrawals and no additions my portfolio is up ~86%!

You must have high equity percentage like I do
 
Wow. You and I are neck and neck ( although I think you have a lot more $$$ than I do).
I ERd almost 8 years ago and even including withdrawals and no additions my portfolio is up ~86%!

You must have high equity percentage like I do
Isn't that something!! I would never have dreamed after 8 years I would have this much more.

I'm ~78/80% Equity.
 
My low 8 year percentage was crippled by being very very low in equities when I retired. Once I finally decided to increase my equity allocation it was just in time for the 2022 drop.

If I had been smarter like you guys I would be living large now.

On the other hand I did retire at 59 and am comfortable.

I owe it all to compensating for my investment stupidity by working too much and saving 50% even if it was just throwing money on the bonfire.

I wasn't always so cautious. In 2000 I was 70% equity mostly tech and also in 2008. I guess I did not want that happening to me again just as I was retiring.
 
Q3 2024 investment return, time weighted inclusive of dividends, interest and mark to market gains / losses. And exclusive of any withdrawals / additions during the period.

All stocks, slightly levered

-10.2% versus my S&P 500 benchmark of +4.3

It was a miserable quarter as all my overweight energy holding declined significantly as crude oil crashed 16%. OXY, HES, COP, FANG - all losers. I traded around some of it with covered calls, but it wasn’t nearly enough.

And unlike the first two quarters, my tech holdings failed to bail me out except for AAPL.

Year to date

+13.44% vs my S&P 500 benchmark of +20.3% and so I’ve fallen behind for the year as well.

Rats….
 
29% YTD 100% equity
 
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Jan '24 : +1.35%
Feb '24: +5.1% unfortunately trailing the SP500 with my massive position in AAPL and the bit of a hit that's taken. 100% equities, ~66% Magnificent 7, 34% AAPL
Mar' 24 +5%. Flat month with AAPL dragging me down. People warned me not to be so exposed to one equity, but here I am. It's treated me well in the past.
Apr' 24 +1.25% AAPL was 40% of my portfolio, with the pull back it went to 32% eeeek, or Whee!
May 24 +10.34% ytd. 50% of the folio is concentrated in AAPL MSFT and NVDA now. Hang on!
Jun '24 + 19.8% ytd. Heavy tilted tech folio with all our cash being plowed into the markets daily as we race to FIRE!! Grateful.
Jul '24 + 19% ytd I was up almost 24% YTD before tech had a little pullback, which I totally expected to happen but it happened a little sooner in this election cycle then the last.
Aug '24 +21.7% the slow climb of Everest has begun. I blinked and summer is now fall
Sep '24 + 24.2% less than a point from record highs in our folio. Dialed back contributions due to unforeseen underemployment in the IT sector.
 
Better late than never.

+1.66% for Sep

+17.13% YTD

Also an all time high for me.
 
+20.72% YTD Retired this year so through end of May it was high equity (90% ish) but equity investment is lower now with some moved into less risk to account for SORR, and some has been in flight being moved from 401K to IRA, and other pension from company cashed out to invest.
 
Jumped the gun on my update by a little bit as I neglected to update one account that Quicken can't access automatically.

+1.99% September

+17.5% YTD
 
Almost forgot to update for September:

+19.6% ytd as of 9/30, inclusive of spending.

43% stock index funds
41% bond index funds
16% alternative assets
 
Since BTD in January 1, 2020, we are up in net worth by 68% and trying harder to get it down. All business class travel and the best hotels. Sparing no expense. 80% equities last time I checked. Probably higher now.
 
Since BTD in January 1, 2020, we are up in net worth by 68% and trying harder to get it down. All business class travel and the best hotels. Sparing no expense. 80% equities last time I checked. Probably higher now.
Tough break huh? You had better knock on wood! ;)
 
Since BTD in January 1, 2020, we are up in net worth by 68% and trying harder to get it down. All business class travel and the best hotels. Sparing no expense. 80% equities last time I checked. Probably higher now.
Is that investment performance only (the thread topic)? If so, it sounds correct for 80% equities.

Our investments are up 42% since 4/1/2020 for about 60% equities.
 
No it is total return after all expenses . I don’t slice and dice anymore. Just pick what to sell to finance the next Major BYD event. A Regent cruise to Alaska and Japan next year. 32 days in their luxury mid-ship penthouse with butler!

When the S&P drops, we will deal with it. We have prepaid the cruise so there is that. So that was on the middle of financing our one month trip
east: Outside Toronto to Savannah. From Vancouver.
 
OK - my turn to knock on wood!

Normally I just monitor the YTD performance of our retirement portfolio as I withdraw a good chunk every January as our income.

However I noticed today that the retirement portfolio finally exceeded it’s 11/5/21 peak value, even after 3 years of withdrawals!

Long wait as sometimes happens, but it’s nice to see new highs again!
 
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I have a mix of ETFs, income stocks, growth stocks, dividend growth stocks, most individuals stocks are in my Roth IRA.

My 401k is a classic three fund ETF blend, small cap, mid cap, large cap ETFs, HSA is mainly Fidelity Blue Chip Growth Fund (FBGRX).

Have a separate rollover IRA that is a high risk income fund experiment.

Between them all with contributions and matches and gains, all together over the last 18ish months, I have grown it from a low of $3kish to now depending on the day $37-41k with a annual dividend income between the different accounts being a total of almost $5k.

Very happy with how things are going.

Total number of accounts are one HSA, one Roth IRA, one rollover IRA, one 401k, one individual brokerage account (smallest account, barely $2k, mainly $1.2k worth of GME I bought as an idiosyncratic risk/reward bet)
 
Happy Halloween 🎃

+38% ytd as of 10/31, inclusive of spending.

39% stock index funds
39% bond index funds
22% alternative assets
 
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