2024 Investment Performance Thread

[sengsational]

Nice. I actually retired 1/6/17
Been ~95-100% equity the whole time.
Just looked at portfolio performance via Schwab:
Your portfolio had a cumulative rate of return of 145.05% from Jan 6, 2017 to Nov 3, 2024. (Annualized: 12.13%)
All index ETFs

Small cap and international exposure have hurt me a bit, but I'm still pretty happy with the results.

I'm probably just over 100%, since 1/1/2017 on 2/3 equities. But more than half of my equities were international and small cap. If I had to do it again, I'd put it all on S&P 500, given all the people that blindly put their 401k money in that. I figured there would be a big scare and they'd all get spooked out. Never happened.

 

[FREE866]

I'm probably just over 100%, since 1/1/2017 on 2/3 equities. But more than half of my equities were international and small cap. If I had to do it again, I'd put it all on S&P 500, given all the people that blindly put their 401k money in that. I figured there would be a big scare and they'd all get spooked out. Never happened.

Yeah, I always had a low % exposed to international , but it still dragged the returns a bit, as has small cap. Oh well. I sold off the last small % of international earlier this year as it became such an eye sore. I'm sure they will have their run at some point.

I'm currently at ~70% large cap ( ~45% S and P and 25% large cap growth which is basically NASDAQ) and ~30% small cap.

 

[Mr. Tightwad]

Up 28.5% for the year. As of today. All stocks.

I forgot to check last week.

 

[mickj]

29.66%YTD

 

[Markola]

+63% ytd as of 11/29/24, inclusive of spending.

Welp, if the November election went your way, congrats. If it didn’t, I hope you at least spent the month drying your tears with $100 dollar bills, because this is one unusual, extremely strong year in the markets, so far.

Our portfolio on January 2, 2024 totaled $1,308,158. The portfolio ended today at $2,050,141 - up $741,983 in 11 months, the largest portfolio balance we’ve ever had. And we’ve been spending, too, since we are in semi-retirement at ages 58 and 61.

I’ve certainly never experienced such a year in 30 years of saving and investing. I’m truly grateful. Thanks for being an understanding forum where we can share such personal finance news, unfit for polite conversation in real life.

Current Allocations, virtually all of it in tax-advantaged accounts:
42% stock index funds
29% bond index funds
29% alternative assets

Next month, I might well show a significant cash % alongside the above, which then hopefully grows through 2025 as I store further excess growth above my alternative assets allocation targets into cash. That’s the plan, knowing full well that markets will do what they do. YMMV.

Good luck, everyone.

 

[jimbee]

I'm at all time highs again, probably due to the lousy economy I keep hearing about.

 

[street]

18.25% YTD. This last month has been good. We will see how the year closes out in one month. I'm 100K shy of adding 1 million more since January 2024.

 

[kgtest]

Jan '24 : +1.35%
Feb '24: +5.1% unfortunately trailing the SP500 with my massive position in AAPL and the bit of a hit that's taken. 100% equities, ~66% Magnificent 7, 34% AAPL
Mar' 24 +5%. Flat month with AAPL dragging me down. People warned me not to be so exposed to one equity, but here I am. It's treated me well in the past.
Apr' 24 +1.25% AAPL was 40% of my portfolio, with the pull back it went to 32% eeeek, or Whee!
May 24 +10.34% ytd. 50% of the folio is concentrated in AAPL MSFT and NVDA now. Hang on!
Jun '24 + 19.8% ytd. Heavy tilted tech folio with all our cash being plowed into the markets daily as we race to FIRE!! Grateful.
Jul '24 + 19% ytd I was up almost 24% YTD before tech had a little pullback, which I totally expected to happen but it happened a little sooner in this election cycle then the last.
Aug '24 +21.7% the slow climb of Everest has begun. I blinked and summer is now fall.
Sep '24 +24% Pretty normal gains here for the circumstances. Not trying to chase anything, and underemployed which is nice but getting more stressful with less capital coming in
Oct '24 ?? Not sure where I was and why I didn't post. First time for everything.
Nov '24 +31% total return including div's 100% equities, mostly high tech MAG 7. Noticed a couple folks are starting to outperform me which I'm not that used to. I don't own crypto but I do have a slight FOMO seeing some pass me up...seemingly. I still love my AAPL earnings reports!

 

[kgtest]

+63% ytd as of 11/29/24, inclusive of spending.

Welp, if the November election went your way, congrats. If it didn’t, I hope you at least spent the month drying your tears with $100 dollar bills, because this is one unusual, extremely strong year in the markets, so far.

Our portfolio on January 2, 2024 totaled $1,308,158. The portfolio ended today at $2,050,141 - up $741,983 in 11 months, the largest portfolio balance we’ve ever had. And we’ve been spending, too, since we are in semi-retirement at ages 58 and 61.

I’ve certainly never experienced such a year in 30 years of saving and investing. I’m truly grateful. Thanks for being an understanding forum where we can share such personal finance news, unfit for polite conversation in real life.

Current Allocations, virtually all of it in tax-advantaged accounts:
42% stock index funds
29% bond index funds
29% alternative assets

Next month, I might well show a significant cash % alongside the above, which then hopefully grows through 2025 as I store further excess growth above my alternative assets allocation targets into cash. That’s the plan, knowing full well that markets will do what they do. YMMV.

Good luck, everyone.

You must own crypto?

It's been a fun climb in 2024. Not my largest %Gain in a year, but if I look back a decade, its now climbed above the 50 percentile.

This doesn't quite include all our assets, for instance 529, HSA and UTMA's are not shown on this graph, but those all did well this year,

 

[G-Man]

+63% ytd as of 11/29/24, inclusive of spending.

Welp, if the November election went your way, congrats. If it didn’t, I hope you at least spent the month drying your tears with $100 dollar bills, because this is one unusual, extremely strong year in the markets, so far.

Our portfolio on January 2, 2024 totaled $1,308,158. The portfolio ended today at $2,050,141 - up $741,983 in 11 months, the largest portfolio balance we’ve ever had. And we’ve been spending, too, since we are in semi-retirement at ages 58 and 61.

I’ve certainly never experienced such a year in 30 years of saving and investing. I’m truly grateful. Thanks for being an understanding forum where we can share such personal finance news, unfit for polite conversation in real life.

Current Allocations, virtually all of it in tax-advantaged accounts:
42% stock index funds
29% bond index funds
29% alternative assets

Next month, I might well show a significant cash % alongside the above, which then hopefully grows through 2025 as I store further excess growth above my alternative assets allocation targets into cash. That’s the plan, knowing full well that markets will do what they do. YMMV.

Good luck, everyone.

Wow. Can you share more about your investments.

 

[Andre1969]

Wow, that time of the month seemed like it came around extra quickly this time. Where the heck did November go?! Here's my latest...

1/31/2024: +0.78% YTD.
2/29/2024: +4.67% YTD.
3/28/2024: +7.33% YTD.
4/30/2024: +4.36% YTD.
5/31/2024: +8.58% YTD.
6/28/2024: +11.54% YTD.
7/31/2024: +12.75% YTD.
8/30/2024: +15.00% YTD.
9/30/2024: +16.66% YTD.
10/31/2024: +16.51% YTD.
11/30/2024: +22.20% YTD.

I just checked, and the SP500 is up around 27% YTD, so I'm still trailing that. But, I also have about 10% of my portfolio in conservative stuff like MMAs, so that's going to drag it down. And, while sometimes it's tempting to just throw everything into the SP500 and forget about it, with my luck, that would be when the SP500 starts to underperform!

 

[FREE866]

Portfolio up 27.17 % YTD
99% stock ETFs

Nice to see small caps having a big move

 

[joesxm3]

Up 32.9% YTD. Have been taking some profits on riskier stuff. Looks like I will be in the second IRMAA tier in two years but that is better than riding the roller coaster back to the bottom.

 

[jimbee]

Up 16% YTD with 58% equities/42% fixed.

 

[Markola]

Wow. Can you share more about your investments.

they are listed on my Profile page. [mod edit]

 

[MichaelB]

<mod note> A reminder that discussions about crypto are discouraged, Posts have been edited and removed,

 

[G-Man]

<mod note> A reminder that discussions about crypto are discouraged, Posts have been edited and removed,

sorry.

 

[Sittinginthesun]

27.3% excluding contributions with a globally diverse but heavy USA ETF portfolio, 95% equities.

In real world terms, up over $1.25 million this year which boggles my mind.

I am keeping a little dry powder in each account to deploy when and if TSHTF.

 

[target2019]

<mod note> A reminder that discussions about crypto are discouraged, Posts have been edited and removed,

Also would be nice for all posters to avoid election comments at all.

Thanks for vigilance, MichaelB!

 

[target2019]

+3.82% for the month of Nov. 2024.
2024 YTD|15.84%
AA link was posted previously.
Happy Holidays.

 

[copyright1997reloaded]

October results, bit of a boo:
January: -0.2%
February: +0.7%
March: +1.7%
April: -1.2%
May: +3.3%
June: +1.9%
July: +1.0%
August: +1.3%
September: +1.1%
October: -0.4%
YTD: +9.6%
YoY: +17.0%
Since 12/31/22: +21.7%
Since 12/31/21: +07.2%
Since 12/31/20: +19.9%
Since 12/31/19: +36.4%
New highs in October (through mid-month), but down over the last couple weeks. Gold/Silver/Miners still helping, late October (and this morning's but not counted as it is November) downturn in Apple and other techs impacting resutls.

November results:
January: -0.2%
February: +0.7%
March: +1.7%
April: -1.2%
May: +3.3%
June: +1.9%
July: +1.0%
August: +1.3%
September: +1.1%
October: -0.4%
November: +1.7%
YTD: +11.5%
YoY: +14.1%
Since 12/31/22: +23.7%
Since 12/31/21: +9.1%
Since 12/31/20: +22.0%
Since 12/31/19: +38..7%
Some of month was rough - pull back on PM's, pull back on Apple/MSFT. Recovered to hit a new all time high this week.

 

[homestead]

Up 13.83% YTD on 55/45

 

[Diogenes]

Portfolio up 27.17 % YTD
99% stock ETFs

Nice to see small caps having a big move

I echo this sentiment! Small caps, and even midcaps, have been lagging the Big Boys for quite some time.. especially the infamous Mag-7. It's lovely to see some broadening in the market. Let's hope that it lasts!

 

[MichaelB]

Also would be nice for all posters to avoid election comments at all.

Thanks for vigilance, MichaelB!

Thanks. It’s a team effort, and we agree on election comments.

 

[SloHan]

+ 26.12% YTD . AA 90/10.