2024 Investment Performance Thread

[srblanco7]

+21.4% YTD. AA 72%/28%.

First year ever with seven figure portfolio growth. Good times.

 

[audreyh1]

13.3% YTD 50/50. Wow, just amazing!

 

[frayne]

Ain't saying but I did knock out six figure gains this past month.

 

[audreyh1]

I tend to view it as how much of my Jan 2 withdrawal did I gain back. And this year it’s something like 4.32x YTD!

I look at the absolutes too.

 

[braumeister]

Looks like 16.2% YTD on a 60/40. One of my best years ever.

 

[Gumby]

14.8% YTD.

 

[VanWinkle]

17% on 55/45 and it's time to re-balance but I only have room in my Roth IRA and I hate to put bonds in the Roth. So what is more important, re-balancing or keeping bonds out of the Roth?

 

[pjigar]

Let's see what December brings but so far 20.75%. Crazy.

 

[braumeister]

I hate to put bonds in the Roth.

Why?

 

[Jeffman52]

+20.72% YTD Retired this year so through end of May it was high equity (90% ish) but equity investment is lower now with some moved into less risk to account for SORR, and some has been in flight being moved from 401K to IRA, and other pension from company cashed out to invest.

Currently at +23.46% YTD. I don't think the "Santa rally" is over yet but time will tell. Seems Black Friday spending was way up, so the market may see that as a signal that people are feeling good about the economy and that there is still room to move up.

 

[Gumby]

Why?

Good question. I put a lot of bonds in my Roth because they generate ordinary income which otherwise would be taxed at my full marginal rate. I'd rather put the assets that generate long term capital gains and qualified dividends in my taxable account so I can have lower taxes.

 

[Ronstar]

Ain't saying but I did knock out six figure gains this past month.

6 figure monthly gains are always a good thing! I was looking at this in my spreadsheet last night. November was our first of 2024. We have had 9 since Jan 2020. Along with 4 - 6 figure monthly losses.

I'd like to have a 7 figure monthly gain, but I don't think it will ever happen to me. Might happen to some folks here though.

 

[Ronstar]

12.8% IRA 1
11.1% IRA 2
26.4% Taxable

 

[target2019]

And weeds grow to the sky? Just kidding.

 

[skipro33]

I'm up 24% YTD with around 90% in FXAIX (an S&P index fund) the rest is/was CD's that are maturing and sitting as cash. I've decided that having more cash than CD's is healthier for my peace of mind with the market so hot. When a buying opportunity arrives, I'll be in position to take advantage.
Bear in mind, we don't draw on the IRA's but live on the pension/SS component of our wealth.

 

[tulak]

20.3% YTD. Getting close to 22.1% from last year.

 

[street]

6 figure monthly gains are always a good thing! I was looking at this in my spreadsheet last night. November was our first of 2024. We have had 9 since Jan 2020. Along with 4 - 6 figure monthly losses.

I'd like to have a 7 figure monthly gain, but I don't think it will ever happen to me. Might happen to some folks here though.

I never looked from a month-to-month gain in 6 figure gains. Interesting!!
Ronstar, you got my curiosity, so I looked since I always gather data at month end start of new month.
My results are 4 times this year in 6 digits gains. That would be something to get a 7-digit number for a month's gain. I am very doubtful I will very see that kind of gains.

 

[Mr. Tightwad]

Up 30.4% for '24.

 

[Markola]

There’s a distinct vibe of excitement here this month!

 

[youbet]

17.17% on a 65/28/7 AA.

And weeds grow to the sky? Just kidding.

They do in my yard. The landscaping guys wanted to add a surcharge!

 

[audreyh1]

Good question. I put a lot of bonds in my Roth because they generate ordinary income which otherwise would be taxed at my full marginal rate. I'd rather put the assets that generate long term capital gains and qualified dividends in my taxable account so I can have lower taxes.

I suspect some people put high growth assets in their Roth for use later or to pass on to heirs.

They also may be using bonds for income.

 

[AZsniper]

Investable assets only in 401k, 403b, 457b, Brokerage.
Jan 1 2023 - 809,878
Jan 1 2024 1,147,151
Dec 1 2024 1,466,160 - hoping to get 1.5m by Jan 1!!

So blessed....I am well beyond my goals now.

 

[street]

Investable assets only in 401k, 403b, 457b, Brokerage.
Jan 1 2023 - 809,878
Jan 1 2024 1,147,151
Dec 1 2024 1,466,160 - hoping to get 1.5m by Jan 1!!

So blessed....I am well beyond my goals now.

You still working and how many years do you figure you will work yet?
Great Job!

 

[AZsniper]

You still working and how many years do you figure you will work yet?
Great Job!

Still working, 2025 will be my last year, my youngest graduates HS in May, trying to figure out the best exit strategy that benefits me the most. Love my job, but it is just too demanding.

 

[kcowan]

What is going to slow down the growth? It is hard to speculate without mentioning a trade war!