2025 Investment Performance Thread

[HFWR]

I have all ETFs in my IRA, so it updates during the day, with 15-20 minute delay, I believe.

 

[TickTock]

I'll spot-check how MFs are doing, and I keep up with bond/CD payments and calls on an ongoing basis, but unless there's a specific reason, I don't do a comprehensive portfolio overview update more than once a quarter, and usually less often than that.

 

[COcheesehead]

Just an interesting data point. I have been DCA’ing back into an existing equity fund since April 2. The returns on those new lot purchases range from just over 10% to a low of 1.6%

 

[COcheesehead]

With today’s market I am virtually, within a few thousand bucks, of where I ended 2024

 

[joesxm3]

I am about (1.5%) year to date. Up about 4.5% for the week. I had been down almost 10% YTD at one point.

I had been selling into the rally but my equity allocation still increased by about 2%.

I don't necessarily trust this rally. One tweet and things could go south.

 

[Koolau]

I am about (1.5%) year to date. Up about 4.5% for the week. I had been down almost 10% YTD at one point.

I had been selling into the rally but my equity allocation still increased by about 2%.

I don't necessarily trust this rally. One tweet and things could go south.

Or north.

But your point is well taken. The markets will turn on a dime, depending upon the news. Very typical.

 

[Andre1969]

Well, today's my last day of employment, so I expect a big drop in the stock market!
As of this moment, I'm down 4.46% YTD, so it's a nice little comeback from the bottom earlier in the month, when I was down 13.66% on April 8!

 

[COcheesehead]

I have a tiny YTD gain, which will disappear today.

 

[Out-to-Lunch]

Well, today's my last day of employment,

Congrats!

 

[HFWR]

Up, down, up, down…

Up about 0.76%!

 

[SnowballCamper]

-0.94%

 

[Mr. Tightwad]

UP 11.5% YTD.

100% stocks

 

[street]

Wow!! I will report in the morning, but I would bet I'm nowhere near in positive territory for YTD.

 

[CalBird]

It’s not bull market. It’s not bear market. It’s President market.

 

[FREE866]

Down 8.72% YTD

I've been 98-100% stock for a few decades which includes the last almost 8 1/2 years in retirement.

I liquidated ~ 10% of my portfolio last week and put it in cash. I'll probably be wrong , but I think the next 3-4 years will be clouded with immense uncertainty and will prevent a decent market at best and worst we will see a bear market. I chose ~10% because that takes care of my expenses for the next few years if I'm right. If I'm wrong and we get a good market, I'm still heavily skewed towards equities.

 

[Andre1969]

I just finished adding everything up and as of now, my first day of unemploym- er, I mean, retirement here's where it stands....

1/31/2025: +2.75% YTD.
2/28/2025: +0.89% YTD.
3/31/2025: -3.96% YTD.
4/30/2025: -4.12% YTD.

So, I'm really not down much at all, compared to the end of March. And, like I mentioned a bit earlier, I was down 13.66% on April 8!

 

[copyright1997reloaded]

March Results, all inclusive. Hurt overall but helped by PM's and PM miners (somewhere between 9-11% of my overall holdings).
YTD: -0.5%
March: -1.6%
February: +0.5%
January: +0.9%
(this isn't adding up quite right because of January extra expenses, which were not included in January +0.5 but are included in YTD. I think.)
YoY: +8.1%
Since 12/31/23: +10.5%
Since 12/31/22: +22.6%
Since 12/31/21: +09.1%
Since 12/31/20: +20.8%
Since 12/31/19: +37.4%

I had to all the way back to page 8 or 9 to find my prior month quote. Hopefully this thread will be more oriented now to reporting results.

The reality of my April was a whole lot of down and up and down and up to end up modestly lower.
YTD: -1.2%
April: -0.7%
March: -1.6%
February: +0.5%
January: +0.9%
YoY: +8.6%
Since 12/31/23: +09.7%
Since 12/31/22: +21.7%
Since 12/31/21: +09.1%
Since 12/31/20: +20.0%
Since 12/31/19: +36.5%

Life goes on. Now sitting 3% off of my all time high.

ETA: I haven't figured out my end of month asset allocation, but it should be fairly close to my 4/12 allocations: 40% equities (not counting precious metals miners), 49% fixed (mostly short term or inflation indexed, 441 day weighted maturity), 11% Precious metals/PM miners.

 

[FREE866]

Hopefully this thread will be more oriented now to reporting results.

Agree. It would also be nice if people posted their asset allocations as well.

 

[jimbee]

YTD return is -2.0% with 55% equity/45% fixed. So much winning.

 

[COcheesehead]

Up .42% YTD. 2.5% from my all time portfolio high.
18% equities, 12% alternative (long/short funds), 67.5% fixed income, 2.5% cash.
Retired, pulling money out monthly.
Cashflow up 14% YTD. 45% 1 year increase

 

[Markola]

Portfolio is -1.8% YTD, inclusive of approximately an 8.5%/year spending rate.

Current allocation:
43% Vanguard globally-diversified stock index funds
29% Vanguard globally diversified bond index funds
21% Alternative Investments
7% Cash in a federal money market. As planned, I’ve been building this bucket up as my alternative investments surge above my allocation target.

 

[street]

YTD -3.66%. ~80/10/10

 

[pb4uski]

Or north.

But your point is well taken. The markets will turn on a dime, depending upon the news. Very typical.

But in the last 100 days, administration policy can turn on a dime based on presidential whim, which causes the news to turn on a dime which in turn causes the market to turn on a dime. And that is NOT normal.

 

[audreyh1]

Have no idea. Gone traveling.

 

[target2019]

Total Portfolio Balance at end of Mar 2025 is -1.74%.

Jan-25 +2.34%
Feb-25 -0.49%
Mar-25 -3.59%

Equity is 67% with target of 65%.

Lazy Portfolios for reference: https://www.portfoliovisualizer.com/

Total portfolio balance at end of April 2025 is -2.58%

TOTAL PORTFOLIO BALANCE
Jan-25 +2.34%
Feb-25 -0.49%
Mar-25 -3.59%
Apr-25 -0.84%
YTD -2.58%

Performance for April 2025 is approximately:
S&P 500 (TR) (-1.05%) * Equity % (0.66) = (-0.70%)

Lazy Portfolios for reference: https://www.portfoliovisualizer.com/