2025 Investment Performance Thread

[copyright1997reloaded]

Agree. It would also be nice if people posted their asset allocations as well.

Just updated my post to include these (approximately as I last calculated these mid April).

 

[HFWR]

Up for now.

Lots of scuttlebutt about real estate in Phoenix, Austin, Vegas, Florida, with prices falling and bank’s exposure to same. Similar news in farming, shipping, etc., so “the future’s uncertain and the end is always near”, or so says my economic advisor, Jim Morrison.

 

[MichaelB]

<mod note> Would everyone please leave political comments out of the discussion? This thread is about investment results.

 

[pb4uski]

+4.94% YTD, down from +5.91% at the three-month mark.

AA is ~30% mostly investment-grade preferred stocks, 3% money market funds and 67% fixed income (TIPS, Treasuries, brokered CDs and investment-grade corporate bonds).

 

[jfn111]

-1.97% YTD with 54% equities 46% cash equivalents.

 

[Rickt]

April 2025 -0.43%
YTD -6.01%
AA: 82/15/3
Speculation in individual stocks in March 2025 hurt my returns

 

[imjustawarrior]

Fidelity says -2% YTD for our 75/25 3 fund boglehead portfolio. That is much better than I was expecting.

Our NW is down 2.3% YTD according to Fidelity. We have had some income (RSUs) and of course expenses. We are still ahead of when I retired 2+ years ago.

 

[homestead]

YTD -.67% with 60/40 AA

 

[equakesfan]

Change in Net worth
Jan +0.67%
Feb +1.90%
Mar +2.34%
Apr -1.68%
YTD +3.21%

AA: 53% real estate, 37% equities, 8% fixed income 2% Cash

 

[SloHan]

YTD -4.80% AA 85/15
Stocks are all mutual funds VFIAX VOO ,VTI TSP C Fund & S Fund
Bonds /cash TSP G Fund ,treasuries and VMFXX
Mix of tax deferred, Roth and taxable accounts

 

[Al18]

I normally don’t post here, but will today.
Assets YTD -1.4%

Asset allocation 41% US stocks, 8% foreign stocks, 26% bonds, 25% short term. Note I don’t own any bonds or bond funds directly.

Rebalancing the past month, selling some small cap index fund and some FBALX and buying some FHASX 2035 target date fund to boost my foreign stock % over 10%.

 

[HFWR]

As of today’s close, +1.17% YTD.

CASH	7.00%
BONDS	44.91%
STOCKS	41.40%
REIT	6.69%

Bonds are BSV and BIV. Stocks are VTI, VGK, VPL. REIT is IGR.

 

[sengsational]

Up 0.1% YTD with 1/3 cash/bond allocation.

 

[23window]

Read this thread and was curious about my own YTD performance. Up 0.06%! At least it is positive. 69% growth, 21% income and 10% cash equivalents.

 

[Andre1969]

Oopsie, I need to make a correction. Accidentally typed an 8 where a zero should have been, in working my spreadsheet. So, here's the actual numbers...
1/31/2025: +2.75% YTD.
2/28/2025: +0.89% YTD.
3/31/2025: -3.96% YTD.
4/30/2025: -4.34% YTD.

I had thought i was down 4.12% YTD, so it's not a big deal. And usually, if I make a mistake somewhere, I catch it pretty soon after. Or, even that same day, if it throws numbers off too radically. This time around though, I knew something was up, because one of my Fidelity IRAs gained today, but in my spreadsheet, yesterday's value was higher!

In the overall scheme of things, a 0.22% error is nothing to lose sleep over. But, I just like to be as accurate as possible.

 

[GBcycling]

-0.94% YTD through April.

w/ 64% equities / 34% bonds 2% cash

 

[5Miler]

Wish I had a clue but we are on the 4th week of our 5 week dive holiday so won't know until near the middle of the month.

 

[joesxm3]

A couple days late but as of close of business today 5/2/2025 I was down about 1.5% YTD. I am satisfied with that as I was down close to 10% earlier in the year.

I have been trying to reduce my equity exposure and lock in some profits on PLTR which has run up massively and reduce my exposure to TSLA which got a bit out of hand after I doubled my position when it took the dive to $120 a while ago but never got around to selling half when it ran way up.

Once I am satisfied with my reduced level of equity exposure I plan to resume a slow DCA into my strongest conviction stocks, even though I have recently sold some of them,

 

[Harris4crna]

YTD 0.13%

CRYPTO 30%, EQUITIES 52%, CASH 18%

 

[copyright1997reloaded]

Turned positive on the year (yesterday). Hurrah. (Hope I don't jinx myself.) As of EOD today, about 1.5% off of all time high.

 

[TickTock]

As of close of business today, S&P500 is back into positive territory (0.08%).

 

[Koolau]

While my equities have recovered nicely post tariffs, I've been surprised that PMs are still elevated since the tariffs. I had assumed part of the PM rise was due to "flight to 'quality'". Otherwise, not sure why the big run up but YMMV.

 

[lem1955]

YTD +2.46%, AA Target 70/30, AA Actual 71/29

 

[Shredder]

Not sure on my IRA, it was all in vanguard's Wellesley fund and i sold it this year at 61.89. It’s 100% in a money market now So I suspect it’s up a little.

In my taxable account I’m up 11% year to date. Most from an early buy of EUAD, A European defense ETF. As of today I sold the last of all my stocks and moved to all money markets in my fido taxable account as well.

The timing seemed right. I can live and sleep well with money market returns for the foreseeable future. At 70 years of age I’m not too interested in chasing wealth anymore, just enjoying the bounty i have.

 

[dixonge]

I rolled 2 accounts over from IVV to TSLA back in mid-December.

Probably not my brightest move, but oh well. ¯\_(ツ)_/¯

Also bought a small amount of Bitcoin around the same time.

In other news, I'm starting a Stock Timing newsletter! Details soon...

Update: all is well

Also, I found a previously un-used tab on Schwab labeled 'Portolio Performance' which actually breaks down the balance based on gains vs contributions. According to that, I'm down 0.62% YTD, which will be because of aforementioned allocations changes (see above). And my Bitcoin is up a bit.

That's one thing this forum has helped me with: stay the course, just hold, just wait.