2025 Investment Performance Thread

Will Friday be a buying opportunity? or will the market wait until Monday? (I'm assuming the government "shuts down")
 
With portfolio performance dropping, I pulled the trigger on another Roth conversion today.
 
Mid-month update after the carnage.

YTD down (6.33%)

From all-time high mid-January 2025 down (10.27%)

Jan 1, 2024 to date still up 22.81% having given back a lot of my 2024 gains.
 
I don’t know where we are (down a couple % perhaps), but glancing at the graphs it looks like the equity indexes have given back ~ 6 months of gains, like back to last August levels in some cases.
 
It might feel better if you just think of it as being down a small house. Yeah, ok, no that doesn't make it feel better.
 
I used to check NW mid-month, but decided on January 1 it wasn't worth the trouble and had better uses for my time and enjoying my retirement. At 50/50 allocation, all that interest rolls in every month like clockwork.
 
OK, despite telling myself I shouldn't even look, I did. Schwab says I'm down 1.6% YTD on a 65/35 AA.
 
YTD down 6.21 % on 98% equities.

Seriously,I think people need to chill out. Corrections happen, and happen often. Feature of investing, not a bug ! I think the fear is "what will he do next" and it's just compounding the anxiety.
 
Mid-month update after the carnage.

YTD down (6.33%)

From all-time high mid-January 2025 down (10.27%)

Jan 1, 2024 to date still up 22.81% having given back a lot of my 2024 gains.
OK, you made me look even though I didn't want too!
Week -2.0%
Month to Date -2.5%
YTD -1.4%
Since week of all time high -3.4%
Since Jan 1, 2024 +9.4%

Interestingly enough, my Rollover IRA was up on the week and at a new all time high. That's because it contains mostly bonds and also the gold/silver miners. Not a lot of the SPY giants there. Unfortunately my main regular brokerage account (where I have Apple, my largest single stock holding and MSFT) got HAMMERED over the last couple of weeks. It was down 7% just this week alone. The net effect was the summary shown above.
 
I don’t know where we are (down a couple % perhaps), but glancing at the graphs it looks like the equity indexes have given back ~ 6 months of gains, like back to last August levels in some cases.
I think this is a great way to look at it.

Did I feel poor or like I was going to go broke six months ago?

No.
 
I had quality time with my kid this past week, discussing the vagaries of investing, and finding your way.

Someone else here mentioned the duality, and I see that very clearly in many online posts.
 
I had quality time with my kid this past week, discussing the vagaries of investing, and finding your way.

Someone else here mentioned the duality, and I see that very clearly in many online posts.
What duality?
 
YTD down 6.21 % on 98% equities.

Seriously,I think people need to chill out. Corrections happen, and happen often. Feature of investing, not a bug ! I think the fear is "what will he do next" and it's just compounding the anxiety.
It probably was time for a correction, however this one was artificially induced.
 
YTD up 4.26%. Down 2.13% since all time high Feb 20. Playing around with Nvidia on the side. A famous quote from Lost In Space keeps dancing in my head.
 
-5.2% Q1 YTD, inclusive of spending.

Current allocation:
43% Vanguard globally-diversified stock index funds
31% Vanguard globally diversified bond index funds
22% Alternative Investments
4% Cash

I wish everyone a better Q2!
 
I doubt I will be in positive territory. About 8 o'clock I will see if my numbers are in.
 
Essentially flat (-0.1%) since the beginning of the year on 2/3 equities.
 
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