Hey everyone,
I've been reading these forums for a while and I think a lot of these posts are really inspirational and intelligent. I would like to introduce myself. I am three years out of college and I'm currently an engineer in the Silicon Valley. I just got married last year and my husband and I save around $6000 to $7000 a month in our 401ks and regular investment account. We also spend around $4000 a month including donations. Before I got married I saved around $130k and now we have a combined networth of $250k or so. Around $50k is in Vanguard Money Markets and Ibonds and the rest are in a variety of different funds and stocks. Lately I have been favoring some of the Vanguard international index funds. I am still learning about investing and so far I think I have been fairly conservative so I haven't actually lost money.
We don't have kids yet and we don't have a mortgage, but those things may change. I am hoping to grow our portfolio to over 1 million in 6 years or so but that may not be enough for me to retire yet. I have a little bit of stock options that are supposedly worth 30 to 50k, too. Anyway, I am glad to find so many people that live below their means and want to retire early here. You guys give me hope.
Anyway, I'd love any general advice from you guys. Thanks for listening to me ramble!
I've been reading these forums for a while and I think a lot of these posts are really inspirational and intelligent. I would like to introduce myself. I am three years out of college and I'm currently an engineer in the Silicon Valley. I just got married last year and my husband and I save around $6000 to $7000 a month in our 401ks and regular investment account. We also spend around $4000 a month including donations. Before I got married I saved around $130k and now we have a combined networth of $250k or so. Around $50k is in Vanguard Money Markets and Ibonds and the rest are in a variety of different funds and stocks. Lately I have been favoring some of the Vanguard international index funds. I am still learning about investing and so far I think I have been fairly conservative so I haven't actually lost money.
We don't have kids yet and we don't have a mortgage, but those things may change. I am hoping to grow our portfolio to over 1 million in 6 years or so but that may not be enough for me to retire yet. I have a little bit of stock options that are supposedly worth 30 to 50k, too. Anyway, I am glad to find so many people that live below their means and want to retire early here. You guys give me hope.
Anyway, I'd love any general advice from you guys. Thanks for listening to me ramble!
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