I've been retired now for two whole weeks. I received my last paycheck last Friday and on Wednesday my 401k contribution was credited. Even with my unused PTO in my check, I managed to have less money as of last night and even less after the closing prices are posted later today than when I retired.
Nothing like a little market drop to wipe out what was about 10 weeks of pay. Even so, we're still within 3 or 4% of the top in late February.
Cobra is going to run around $1,170/month for both of us. That hurts but we would pay almost this much for a much higher deductible plan on the federal exchange or eHealthInsurance. The cheapest plans are very limited on what doctors can be used. I'm still undecided if I'll suppress income in 2016 to get a subsidized plan. Cobra will run until the end of next August.