Dawg52
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
70.5
Same age and premium as you but different Company.My AARP/UHC is $215.64.
70.5
Same age and premium as you but different Company.My AARP/UHC is $215.64.
In some cases a company will allow you to switch to a plan with less benefits without underwriting. The other direction would require underwriting.Is anybody considering moving from Plan G to Plan N while it's still allowed without underwriting with AARP/UHC? Of course, you can't ever go back to Plan G without underwriting.
Plan N has had lower rate increases for my area but has become more popular. Of course, the premiums are less than Plan G. At what point do the Plan N claims exceed Plan G?
I was advised by a state insurance senior advisor/employee to buy the best supplemental coverage I could continue to afford during my 6-mo. guarantee period. While I could have bought Plan F at the time, it made no sense.
So, I bought Plan G from MoO per Boomer Benefits. Very fortunately, I changed to AARP/UHC with only two weeks left in my 6-mo. guarantee period...
Do you know if this is available to everyone, or is this dependent on the state you live in? I'd sign up for this in a millisecond to do away with the hassle of receiving more bills that I have to deal with. I looked on my AARP/UHC account and didn't see anything about setting this up.You can almost always save a few bucks by going with an N over a G, but I decided that I prefer not having to deal with co-pays each time I see a provider. I really do enjoy just walking in and out with no realtime payment ever needed. In fact, my plan (AARP/UHC will even handle the annual deductible on my behalf (i.e., they will pay and draft the funds from my bank account). Nothing I need to do at all.
Evidently, it is NOT Nationwide but supposed to be available "in many States". It is called "EZ Claim Pay Service". Here is how you can get info on whether it is available for your State:Do you know if this is available to everyone, or is this dependent on the state you live in? I'd sign up for this in a millisecond to do away with the hassle of receiving more bills that I have to deal with. I looked on my AARP/UHC account and didn't see anything about setting this up.
Thanks, I just called and signed up! This certainly makes it easy to not have to worry about when or if I paid a doctor's bill, and I'm sure they will appreciate not having to bill me 3 or 4 months after my appointment for what could only be a few dollars, depending on how things settle out.Evidently, it is NOT Nationwide but supposed to be available "in many States". It is called "EZ Claim Pay Service". Here is how you can get info on whether it is available for your State:
While EZ Claim Pay has expanded to many states, it is not yet available nationwide. For the most current information on state availability or to enroll in the service, members can call UnitedHealthcare at 1-877-223-1628, Monday through Friday from 7 a.m. to 11 p.m., and Saturday from 9 a.m. to 5 p.m. Eastern Time.
Honestly, it’s not much of a hassle considering the cost savings. All of my providers have a portal I can use to pay the copay.Good for you - do they not charge the copay or do they just bill it afterwards? If the latter, that's still more hassle than I want to deal with
“I read the news today, oh boy…”My AARP/UHC is $215.64.
I don’t know if it’s by state, but I was also informed of this option recently (TX). I suspect it’s not state dependent. I’m waiting to see how my providers handle it.Do you know if this is available to everyone, or is this dependent on the state you live in? I'd sign up for this in a millisecond to do away with the hassle of receiving more bills that I have to deal with. I looked on my AARP/UHC account and didn't see anything about setting this up.
^ This. Trivial to deal with an occasional $20 bill considering the combined annual savings on our premiums vs. Plan G is close to $900 and increases every year.Honestly, it’s not much of a hassle considering the cost savings. All of my providers have a portal I can use to pay the copay.
Yikes!“I read the news today, oh boy…”
New rate is $257.53. But thankfully, they hate to raise rates, and are striving blah blah blah…![]()
I switched to Allstate Plan N in March of last year. I saw a 14% increase after year one - not great but far better than some of the increases we've been hearing about.Anyone with AllState experience.
Good video on why this is happening (price increase), which make a lot of sense.
I lost interest, but companies are basing rates on the healthiest traunches, setting rates low to attract those that can easily pass underwriting. Whenever “sicker” individuals are included, rates go up, so musical chairs of which company gets stuck with the less healthy.Please summarize that 24 minute video. I’m interested but not that interested!
Cliff's Notes: The primary reason we're seeing such large increases in Medigap premiums isn't due to post-Covid increase in claims. It is because the Medigap insurers only tool to grow their business was/is by offering unsustainably low premiums to lure new customers and they are now having to drastically increase rates in order to make a profit. (Plus what HFWR said above.)Please summarize that 24 minute video. I’m interested but not that interested!
Plan and age make all the difference.My AARP/UHC is $215.64.
Mine is higher than hers, but I am over 80.AARP/UHC Plan G just went from 265 to 297
Community pricing state, so I assume my age doesn't matter.
Do I win? Highest score?
Edited to say:
NOPE
athena53 Wins with 316!
We go on Medicare this summer and just signed up DW and I for a Plan G with AllState. Her at $111 and me at $133. The Plan G was about $20 more than Plan N each. Anyone with AllState experience.
@REWahoo:I switched to Allstate Plan N in March of last year. I saw a 14% increase after year one - not great but far better than some of the increases we've been hearing about.
Allstate just sent a memo to agents/brokers stating they are leaving the Medigap market in all states. They (or their Third Party Administrator) will continue to service all existing policies, so it's a closed book.