Well, we can't discuss politics.Depending on the results of the election, the ACA may not even exist in 2026. No more cliff, you'll just start at the bottom of the canyon and climb out on your own. And I doubt there will be any discussion until early 2025, after the new group of "servants" is sworn in, regardless of who wins what.
My spouse is subject to the Social Security GPO and WEP provisions, which will cost them potentially hundreds of thousands of dollars if they live long enough. Trust me, the politicians do not care.My prediction is no politician wants to hear from constituents that went just a few $ over a cliff and lost thousands in premium credits so it will be extended.