Jeb-NY
Recycles dryer sheets
Standard Acronyms and Abbreviations You May Find on the Forum
This list will only grow if you submit acronyms you use or that need defining. I will up date this message, adding new acronyms as they are submitted to the list. It is always better to use the full words, but we know how much people like to type. A link at the bottom is supplied for stock and mutual fund symbols.
We don’t need all possible abbreviations just the ones used commonly on the forum. Two links at the bottom of the list will lead you to a bunch of standard web slang.
If you see mistakes or if there are alternative meaning please submit those to. I don't know much so I don't mind people telling me what I don't know.
AA = Asset Allocation
AFAIK - As Far As I Know
AFU - Acronyms Frequently Used
Avacado - Swahili for...see here
BB - Big Brother
BFO - Blinding Flash of the Obvious
BIL - Brother In-Law
BOHICA- Bend over, Here it Comes Again
BRICS - five leading emerging economies: Brazil, Russia, India, China, and South Africa.
BTD - Blow That Dough
BTW - By The Way
CAGR - Compound Annual Growth Rate
CalPERS - California Public Employees' Retirement System.
CFP - Certified Financial Planner
CLU - Chartered Life Underwriter
ChFC - Chartered Financial Consultant
CHP - Cocktail Hour Post
C Fund - Common Stock Index (S&P 500)
CC - Credit Card
CCRC - Continuous Care Retirement Community/Facility
COLA - Cost of Living Allowance
DB - Defined Benefit
DC - Defined Contribution
DCA - Dollar Cost Averaging
DCM - Defenders of the Conventional Methology or Dont Care Much
DE - Differential Equations
DFA - Dimensional Fund Advisors
DH - Darling Husband (Hubby) is the nice version or D*** Husband
DH - vanguard DieHards, see diehards.org
DMT - Dirty Market Timer
DQOTD - Dumb Question Of The Day
DR - Downside Risk
DRIP - Dividend Reinvestment Plan
DW - Darling Wife is the nice version or D*** Wife
Dryer Sheets - See here and here
EBITDA - Earnings Before Interest, Taxes, Depreciation, and Amortization
EM - Emerging Markets
EMH - Efficient Market Hypothesis
EMT - Efficient Market Theory
ER - Early Retirement
ER - Expense Ratio
ESR - Early Semi Retired
ETF - Exchange Traded Funds
EWP - Early Withdrawal Penalty
F Fund - Fixed Income Index
FA - Financial Advisor
FBAR - Foreign Bank Account Report
FAQP - Financial Advisor Quality Paradox: If you know enough to identify a good advisor vs. a bad advisor, you probably don't need one.
FERS - Federal Employees Retirement System
FI - Financially Independent
Fido - Fidelity
FIL - Father In-Law
FIRE - Financially Independent Retired Early (or T-Al's alternative: F*** It, Retire Early)
FOMC - Federal Open Market Committee
FOMO - Fear Of Missing Out
FRA - Full Retirement Age
FT - Full Time
FUBAR - Fouled Up Beyond All Recognition (or words to that effect)
FWIW - For What It's Worth
FYF - First Year Frugality (common tendency to severely limit spending during the first year of retirement)
G Fund - Government securities
Gone Traveling = No longer a member of ER.ORG
GPO - Government Pension Offset
Harvest Gold - Swahili for...see here (small print)
HOTs - Higher Order Terms
I Fund - International Index
IANAL - I am not a lawyer
IIRC - If I Remember Correctly
IMHO - In My Humble Opinion
IOW - In other words
IRL - In Real Life
IRMAA - Income Related Monthly Adjustment Amount (Medicare adjustment for higher income)
ISO - In Search Of
L Fund - Lifecycle funds (2040, 2030, 2020, 2010, Income)
LBOM - Living Below/Beneath Our Means
LBYM - Living Below/Beneath Your Means
LC - Large Cap stocks
LG - Largecap Growth stocks
LTC - Long Term Care
LV - Largecap Value stocks
M* - Morningstar
MENSA - Making Elucidating Nonsense Sound Authentic
MF - Mutual Fund
MIL - Mother In-Law
MM - Money Market
MOOP - Maximum Out of Pocket
MYGA - Multi Year Guaranteed Annuity
NAV - Net Asset Value
NIRP - Negative Interest Rate Policy
nm - Never Mind
NPV - Net Present Value
NW - Net Worth
NYDB - None of Your Damn Business
OMY - One More Year
OOP - Out of Pocket
OP - Original Poster
OPM - Office of Personnel Management
PDEs - Partial differential equations
PITA - Pain In The A$$
PM - Precious Metals, often stocks instead of physical
POV - Point Of View
PSA - Public Service Announcement
PT - perpetual travel; perpetual traveler
PTJ - Part Time Job (normally considered a derogatory comment on this board)
RE - Real Estate
RE - Retired Early
REHP - Retire Early Home Page
RIF - Reduction In Force
RMD - - Required Minimum Distribution
ROFLMAO - Rolling On The Floor, Laughing My A$$ Off
ROR - Rate of return
S Fund - Small Capitalization Stock Index
SC - Small Cap stocks
SD - Standard Deviation
SG - Smallcap Growth stocks
SGOTI - Some Guy On The Internet
SHTF - Sh!t Hits the Fan
SIL - Sister or Son In-Law
SIRE - Secure Income, Retired Early
SMH - Shaking My Head
SNAFU - Situation Normal, All 'Fouled' Up
SORR - Sequence of return risk
SPIA - Single Premium Immediate Annuity
SV - Smallcap Value stocks
SWR - Safe Withdrawal Rate
TANSTAAFL - There’s no such thing as a free lunch
TINA -There is no alternative
TIPS - Treasury Inflation Protected Securities
TIRA - Traditional Individual Retirement Account
TLA - Three Letter Acronym
TLDR -Too long didn’t read
TLH - Tax Loss Harvesting
TSP - Thrift Savings Plan (The 401K-like plan for the federal government and the military)
TU (also Tango Uniform) - t*ts up
USD - US Dollar
VA - Variable Annuities
VG - Vanguard
WADR - With All Due Respect
WEP - Windfall Elimination Provision
WR - Withdrawal Rate
YDBIYDB - Your Damn Business Is Your Damn Business
YMMV - Your Mileage May Vary
YTD - Year To Date
Some standard investment acronyms:
Terms starting with Acronyms
Link to a lot of standard net slang:
AOL Lifestream : Login
If you think it might be a stock or fund symbol try:
Yahoo! Finance
If you have a suggestion for a better format let me know.
Thanks for all the contributions.
Jeb
ER Forum "Acronymonialist"
This list will only grow if you submit acronyms you use or that need defining. I will up date this message, adding new acronyms as they are submitted to the list. It is always better to use the full words, but we know how much people like to type. A link at the bottom is supplied for stock and mutual fund symbols.
We don’t need all possible abbreviations just the ones used commonly on the forum. Two links at the bottom of the list will lead you to a bunch of standard web slang.
If you see mistakes or if there are alternative meaning please submit those to. I don't know much so I don't mind people telling me what I don't know.
AA = Asset Allocation
AFAIK - As Far As I Know
AFU - Acronyms Frequently Used
Avacado - Swahili for...see here
BB - Big Brother
BFO - Blinding Flash of the Obvious
BIL - Brother In-Law
BOHICA- Bend over, Here it Comes Again
BRICS - five leading emerging economies: Brazil, Russia, India, China, and South Africa.
BTD - Blow That Dough
BTW - By The Way
CAGR - Compound Annual Growth Rate
CalPERS - California Public Employees' Retirement System.
CFP - Certified Financial Planner
CLU - Chartered Life Underwriter
ChFC - Chartered Financial Consultant
CHP - Cocktail Hour Post
C Fund - Common Stock Index (S&P 500)
CC - Credit Card
CCRC - Continuous Care Retirement Community/Facility
COLA - Cost of Living Allowance
DB - Defined Benefit
DC - Defined Contribution
DCA - Dollar Cost Averaging
DCM - Defenders of the Conventional Methology or Dont Care Much
DE - Differential Equations
DFA - Dimensional Fund Advisors
DH - Darling Husband (Hubby) is the nice version or D*** Husband
DH - vanguard DieHards, see diehards.org
DMT - Dirty Market Timer
DQOTD - Dumb Question Of The Day
DR - Downside Risk
DRIP - Dividend Reinvestment Plan
DW - Darling Wife is the nice version or D*** Wife
Dryer Sheets - See here and here
EBITDA - Earnings Before Interest, Taxes, Depreciation, and Amortization
EM - Emerging Markets
EMH - Efficient Market Hypothesis
EMT - Efficient Market Theory
ER - Early Retirement
ER - Expense Ratio
ESR - Early Semi Retired
ETF - Exchange Traded Funds
EWP - Early Withdrawal Penalty
F Fund - Fixed Income Index
FA - Financial Advisor
FBAR - Foreign Bank Account Report
FAQP - Financial Advisor Quality Paradox: If you know enough to identify a good advisor vs. a bad advisor, you probably don't need one.
FERS - Federal Employees Retirement System
FI - Financially Independent
Fido - Fidelity
FIL - Father In-Law
FIRE - Financially Independent Retired Early (or T-Al's alternative: F*** It, Retire Early)
FOMC - Federal Open Market Committee
FOMO - Fear Of Missing Out
FRA - Full Retirement Age
FT - Full Time
FUBAR - Fouled Up Beyond All Recognition (or words to that effect)
FWIW - For What It's Worth
FYF - First Year Frugality (common tendency to severely limit spending during the first year of retirement)
G Fund - Government securities
Gone Traveling = No longer a member of ER.ORG
GPO - Government Pension Offset
Harvest Gold - Swahili for...see here (small print)
HOTs - Higher Order Terms
I Fund - International Index
IANAL - I am not a lawyer
IIRC - If I Remember Correctly
IMHO - In My Humble Opinion
IOW - In other words
IRL - In Real Life
IRMAA - Income Related Monthly Adjustment Amount (Medicare adjustment for higher income)
ISO - In Search Of
L Fund - Lifecycle funds (2040, 2030, 2020, 2010, Income)
LBOM - Living Below/Beneath Our Means
LBYM - Living Below/Beneath Your Means
LC - Large Cap stocks
LG - Largecap Growth stocks
LTC - Long Term Care
LV - Largecap Value stocks
M* - Morningstar
MENSA - Making Elucidating Nonsense Sound Authentic
MF - Mutual Fund
MIL - Mother In-Law
MM - Money Market
MOOP - Maximum Out of Pocket
MYGA - Multi Year Guaranteed Annuity
NAV - Net Asset Value
NIRP - Negative Interest Rate Policy
nm - Never Mind
NPV - Net Present Value
NW - Net Worth
NYDB - None of Your Damn Business
OMY - One More Year
OOP - Out of Pocket
OP - Original Poster
OPM - Office of Personnel Management
PDEs - Partial differential equations
PITA - Pain In The A$$
PM - Precious Metals, often stocks instead of physical
POV - Point Of View
PSA - Public Service Announcement
PT - perpetual travel; perpetual traveler
PTJ - Part Time Job (normally considered a derogatory comment on this board)
RE - Real Estate
RE - Retired Early
REHP - Retire Early Home Page
RIF - Reduction In Force
RMD - - Required Minimum Distribution
ROFLMAO - Rolling On The Floor, Laughing My A$$ Off
ROR - Rate of return
S Fund - Small Capitalization Stock Index
SC - Small Cap stocks
SD - Standard Deviation
SG - Smallcap Growth stocks
SGOTI - Some Guy On The Internet
SHTF - Sh!t Hits the Fan
SIL - Sister or Son In-Law
SIRE - Secure Income, Retired Early
SMH - Shaking My Head
SNAFU - Situation Normal, All 'Fouled' Up
SORR - Sequence of return risk
SPIA - Single Premium Immediate Annuity
SV - Smallcap Value stocks
SWR - Safe Withdrawal Rate
TANSTAAFL - There’s no such thing as a free lunch
TINA -There is no alternative
TIPS - Treasury Inflation Protected Securities
TIRA - Traditional Individual Retirement Account
TLA - Three Letter Acronym
TLDR -Too long didn’t read
TLH - Tax Loss Harvesting
TSP - Thrift Savings Plan (The 401K-like plan for the federal government and the military)
TU (also Tango Uniform) - t*ts up
USD - US Dollar
VA - Variable Annuities
VG - Vanguard
WADR - With All Due Respect
WEP - Windfall Elimination Provision
WR - Withdrawal Rate
YDBIYDB - Your Damn Business Is Your Damn Business
YMMV - Your Mileage May Vary
YTD - Year To Date
Some standard investment acronyms:
Terms starting with Acronyms
Link to a lot of standard net slang:
AOL Lifestream : Login
If you think it might be a stock or fund symbol try:
Yahoo! Finance
If you have a suggestion for a better format let me know.
Thanks for all the contributions.
Jeb
ER Forum "Acronymonialist"
Last edited by a moderator:
