AI threat to your bank account.

[Sunset]

If a bank's customer web access portal is the only weak spot, and it don't think it is, the simple solution is to delete your online access to accounts. I suspect the bigger threat exists at the bank/brokerage system level, something to which ordinary customers like us do not have access.

I doubt the individual web access portal is the danger, just the portal itself, means a possible exploit by AI to gain access to the system.

This does bring up an interesting issue, can you delete your online access ? I know we closed an account, and the person said if later we wanted we could log into the account even though it's closed.

So possibly other financial accounts are like that, you can turn off your access, but in the background, the username and password still sit there waiting to be confirmed, or worse, now there is no username/password associated with the account access instead just a null or blank value !

 

[gauss]

The US Government needs to shut Mythos down - it's a national security threat.

But with most weapons, once the genie is "out of the bottle" she rarely goes back in.

-gauss

 

[RetiredHappy]

Yes, spread your money. Different brokerages, credit union, physical gold and cash in a safe. AI can find holes in any system, so don't keep everything in one place. Use strong passwords and two-factor authentication. Non digital assets can't be hacked. Not panic, just smart.

Oh great, I have to stick a million dollars in a safe.

 

[target2019]

Small-time criminals will eventually use the AI-enhanced tools.

The higher level threat mentioned in OP article will target all accounts at institution XYZ.

There will be back and forth security tug as each vulnerability is uncovered.

 

[Fermion]

With the growth of everyone's accounts, the $250,000 FDIC insurance sure isn't very comforting is it. Imagine waking up one morning and the news is that Fidelity's data base and backup were erased by some AI agent they were running.

 

[Go-NoGo]

The genie left the bottle soon after the first cavemen discovered how to make a club out of a wooden branch and bonk his neighbor.

 

[Sunset]

Oh great, I have to stick a million dollars in a safe.

And lose 3.5% to inflation each year

 

[frank05]

Most financial institutions use one or more third party packages to create their website. If AI discovers a hole in one of these packages every financial concern using that package will be open to attack. For example, there is a massive security hole recently discovered in the Linux kernel that impacts multiple Linux distributions.

 

[Aerides]

With the growth of everyone's accounts, the $250,000 FDIC insurance sure isn't very comforting is it. Imagine waking up one morning and the news is that Fidelity's data base and backup were erased by some AI agent they were running.

If something like FIDO or bigger got hacked, I don't expect the Government is equipped to handle mass scale insurance reimbursements anyway.

Time to go rewatch Mr Robot S1.

 

[Sojourner]

Yeah I don't think passwords and 2fa are the answer when it's a database hack.

True, but I think they're about the best we can do as individuals. Short of pulling all of our investments and cash out of our various online accounts, strong passwords and 2fa are the only security levers we can fully control. If AI starts to enable widespread looting of bank/brokerage accounts around the world, none of us will be protected from the fallout unless we've gone 100% physical cash/gold.

As an aside, this is a good reminder that I need to finally find and order a small, high-quality safe to store some important papers, cash, valuables, gun, etc. To the Amazon cart...!

 

[Koolau]

This is one reason I stay diversified, including rental property. It's difficult to steal a house. Illegal mortgage loans & illegal title transfers could take place, but the asset & associated value remain in place, so scam recovery seems likely to me.

Yeah, a friend had a property "stolen." Took over a year to sort it out. Nearly as he could tell, it was an inside "j*b."

 

[target2019]

True, but I think they're about the best we can do as individuals. Short of pulling all of our investments and cash out of our various online accounts, strong passwords and 2fa are the only security levers we can fully control. If AI starts to enable widespread looting of bank/brokerage accounts around the world, none of us will be protected from the fallout unless we've gone 100% physical cash/gold.

As an aside, this is a good reminder that I need to finally find and order a small, high-quality safe to store some important papers, cash, valuables, gun, etc. To the Amazon cart...!

You may also control the known threats through OS and browser updates. I think it's important to be a student of security issues.

 

[AudiDudi]

With the growth of everyone's accounts, the $250,000 FDIC insurance sure isn't very comforting is it. Imagine waking up one morning and the news is that Fidelity's data base and backup were erased by some AI agent they were running.

Seems it can happen: Claude-powered AI agent’s confession after deleting a firm’s entire database: ‘I violated every principle I was given’

It only took 9 seconds for an AI coding agent gone wrong to delete a company's production database and its backups.

 

[thenameiwish]

Mythos is late to the party. Over 50,000 CVEs were reported in 2025 without AI help. How many real zero days weren't reported? Nobody knows.

Another week and another crisis to push.

 

[Koolau]

Seems it can happen: Claude-powered AI agent’s confession after deleting a firm’s entire database: ‘I violated every principle I was given’

It only took 9 seconds for an AI coding agent gone wrong to delete a company's production database and its backups.

We're all DOOMED!

 

[AudiDudi]

We're all DOOMED!

Ain't technology wonderful.

 

[statsman]

I suggest doing one little thing that could make a world of difference down the road, which is to print and file somewhere one statement from each account, showing account number, holdings and balances. Then update yearly (or more frequently).

Good idea, but I'd say do it monthly so it's nearly current, plus it forces a person to see their account each month.

I've been doing it quarterly. That covers the accrued interest on any CDs. For each account, I have electronic PDF copies on three separate drives and one printed copy. The printed copies are stored with the copy of the trust for the kids.

 

[audreyh1]

Seems it can happen: Claude-powered AI agent’s confession after deleting a firm’s entire database: ‘I violated every principle I was given’

It only took 9 seconds for an AI coding agent gone wrong to delete a company's production database and its backups.

Even crazier. Sounds like “I willfully went rogue”. Didn’t even need a criminal to launch that destruction.

 

[gauss]

Seems it can happen: Claude-powered AI agent’s confession after deleting a firm’s entire database: ‘I violated every principle I was given’

It only took 9 seconds for an AI coding agent gone wrong to delete a company's production database and its backups.

I didn't read the article yet, but if the "backups" that were deleted were accessible online, then they weren't really backups.

A guy I worked with 20 years ago found this out the hard way. He had a backup system at work setup so that when he "pushed the button" his laptop files were synced with "backup" copies on a server.

He didn't plan for the day when he "pushed the button", but the server copies were not available at the time, so the syncing process deleted the copies on the laptop.

True backups are air gapped or not accessible at all online.


-gauss

 

[AudiDudi]

I didn't read the article yet, but if the "backups" that were deleted were accessible online, then they weren't really backups.

A guy I worked with 20 years ago found this out the hard way. He had a backup system at work setup so that when he "pushed the button" his laptop files were synced with "backup" copies on a server.

He didn't plan for the day when he "pushed the button", but the server copies were not available at the time, so the syncing process deleted the copies on the laptop.

True backups are air gapped or not accessible at all online.


-gauss

Agree - my understanding was they had the backups on the same server

 

[jazz4cash]

You missed the thread that discussed where these exploits are being used immediately, before companies have a time to patch them. Thanks to AI.

I’m always willing to take reasonable precautions. I have a quarterly reminder to save statements locally. I’ve preferred not to print them out, but I might rethink that part.

Maybe I did miss that thread. I read that the Anthropic tech was limited to s very few trusted entities. For TreasSec to show up in a specific interview and claim we should be worried is batstuff crazy. I expect to hear Gov’t say they are working hard to developing solutions, reinforce system security, and will protect individuals and the system. While the focus here seems to be our individual banking and brokerage accounts, my concern is something that results in widespread collapse intentionally or accidentally.

 

[Alan]

A couple of years ago my wife had the good idea to diversify and she sold her Roth and much of her taxable stock etf and transferred it to England where she bought 2 houses that she rents out.

That was about half of our Vanguard accounts. I still have my Roth with them.

 

[audreyh1]

I suggest doing one little thing that could make a world of difference down the road, which is to print and file somewhere one statement from each account, showing account number, holdings and balances. Then update yearly (or more frequently).

I keep all monthly statements as PDFs and have local backups. Save a really big CME event that blows up my electronics I’ll be able to print locally if needed.

 

[Alan]

I keep all monthly statements as PDFs and have local backups. Save a really big CME event that blows up my electronics I’ll be able to print locally if needed.

Same here.

 

[pb4uski]

Good idea, but I'd say do it monthly so it's nearly current, plus it forces a person to see their account each month.

Or at least have PDFs of monthly statements on a thumb drive or your local hard drive.