All-in Balance Sheet Allocation

[FREE866]

That said, given the short term prospects for equities I'm not sure if I would do it right now.

This has been the sentiment for as long as I've been investing.

 

[CardsFan]

That said, given the short term prospects for equities I'm not sure if I would do it right now.

So you are a d@mn market timer.

Just kidding. I think you are correct.

I am a fan of taking out a mortgage, paying down over time, and then enjoying the feeling of not having a mortgage payment.

Nothing wrong with taking a mortgage into retirement, if you have planned for it.

OP is young, with plenty of time to accumulate funds for retirement and pay down the mortgage.