Another "die with zero" question (poll)

Assuming you would like to "die with zero" (see definition), are you actually on track to do that?

  • Yes, I am on track to "die with zero."

    Votes: 10 5.6%
  • No, although "die with zero" is an appealing option, I'm not spending fast enough.

    Votes: 167 94.4%

  • Total voters
    177
Yes. As long as I'm not depriving myself now, I don't see anything wrong with ending up with extra at the end. I'd much prefer high-quality care at home rather than being in a Medicade facility if I go out slowly.
They have you share a room at Medicaid facility. Just a sheet in between. Lmao thanks government....
 
They have you share a room at Medicaid facility. Just a sheet in between. Lmao thanks government....
But what do you expect when taxpayers foot the bill? Hence, if we can afford it, we either pay for care at home or pay for care in a better place where you do not need to share a room.
 
Is the VA doing a good job or bad job if I may ask?
The staff is doing an excellent job of caring for the people there from what we have seen. They have always been very compassionate, respectful and positive towards those in their care. I think there is a bond with the patients there. They get to know their likes and dislikes. Share some laughs along the way. They work really well as a team that are constantly keeping an eye on patients and having a lot of work entering data in some sort of computer systems. They spend time talking to the individuals to make sure they are comfortable or if they need anything.They do try to provide some exercise options such as short supervised walks in their care unit and some chair exercises with those willing to participate.
The only disappointing thing is the food they are served does not look very appetizing. There is plenty of variety with servings of fruit and veggies as sides, desserts but the main courses could be much better. Pizza night is very disappointing. Imagine the worse frozen pizza you could get. Then overcook it so it looks burnt and dried out and then it looks barely warm by the time it's served up. I know it must be hard to cook for a large party of people but restaurants somehow manage. It would be nice if this was improved.

In my last post I stated the visit to the VA has been eye opening. Probably should have clarified that. Not in a bad way. Eye opening in the amount of skilled work that goes into caring for people with various stages of Dementia.
 
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The staff is doing an excellent job of caring for the people there from what we have seen. They have always been very compassionate, respectful and positive towards those in their care. I think there is a bond with the patients there. They get to know their likes and dislikes. Share some laughs along the way. They work really well as a team that are constantly keeping an eye on patients and having a lot of work entering data in some sort of computer systems. They spend time talking to the individuals to make sure they are comfortable or if they need anything.They do try to provide some exercise options such as short supervised walks in their care unit and some chair exercises with those willing to participate.
The only disappointing thing is the food they are served does not look very appetizing. There is plenty of variety with servings of fruit and veggies as sides, desserts but the main courses could be much better. Pizza night is very disappointing. Imagine the worse frozen pizza you could get. Then overcook it so it looks burnt and dried out and then it looks barely warm by the time it's served up. I know it must be hard to cook for a large party of people but restaurants somehow manage. It would be nice if this was improved.

In my last post I stated the visit to the VA has been eye opening. Probably should have clarified that. Not in a bad way. Eye opening in the amount of skilled work that goes into caring for people with various stages of Dementia.
Thanks for sharing. I'll be eligible for VA nursing home down the road. So part of me does does wonder if I really need to save money for that period of life? The VA seems to be a step up from pure Medicaid facility? I don't have xp really with the topic so I am saying things in ignorance for sure
 
So what. You spend your last years as you spent your early ones--with a roommate. We didn't even have a sheet in the college dorm.

I wonder if a roommate might even be a positive. Some older people I know crave the social interaction with others.
 
I like to have a cushion based on retirement calculators such as fidelity and firecalc. But I should probably spend a little more.
 
Not all spending is uniform monthly or quarterly spending. There are occasional big lump sums, most often in my case for a new vehicle.

So a portion of my "saving" in retirement allows me to pay those lump sums easily when they arrive. I no longer borrow money for expenses, you see...
 
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