qwerty3656
Full time employment: Posting here.
- Joined
- Nov 17, 2020
- Messages
- 808
We turn 62 this year and OpenSocialSecurity has me waiting til 70 and my wife starting this year (she was a SAHM for most of her working years and has a relatively small SS). We have to keep an eye on our taxable income because of ACA insurance. Since Social Security counts toward ACA, but isn't fully taxable (and may not be taxed at all if Trump makes that happen), I'm thinking of having her wait til 65 to burn more IRA income (large SS>Large IRA). I know it's not big numbers either way, but am I thinking about this correctly?