Trailwalker
Full time employment: Posting here.
- Joined
- Mar 19, 2021
- Messages
- 763
I don't claim to be an expert either. I'd rather be lucky than good. And I was lucky with buying a five year ladder close to 2.5% YTM.
You can find secondary market TIPS maturing in 2029 that are well under par. You just won't get the higher-than-market coupon. You will get a lower than market coupon, and get a discount.
I've read a ton-load about the "factor", and I'm not sure I understand it, although some people speak very authoritatively about it. Ex: Vanguard TIPS tracking and Bond Factor Rate - Bogleheads.org For me, I'm looking closely at the YTM. I generally choose the lower paying coupon if the YTM is about the same. I
You can find secondary market TIPS maturing in 2029 that are well under par. You just won't get the higher-than-market coupon. You will get a lower than market coupon, and get a discount.
I've read a ton-load about the "factor", and I'm not sure I understand it, although some people speak very authoritatively about it. Ex: Vanguard TIPS tracking and Bond Factor Rate - Bogleheads.org For me, I'm looking closely at the YTM. I generally choose the lower paying coupon if the YTM is about the same. I