I've been a subscriber since the beginning. It is very user friendly and would be great for lesser financial geeks. I think there biggest shortcoming is also probably their strongest, the UI. You get nice pretty graphs to look at but it's not possible to see multiple various things at once. You have to move back and forth via disorganized menus to see various charts and mouse over bars (years) to find numbers to compare. I've found myself taking screen shots of say an expenses graph to compare it to a graph of income. They need a spreadsheet like interface so that you can easily look at more data at once.
I'm no financial guru but do know a few things. I personally have little confidence in their ROTH conversion explorer that so many seem to want to use the tool for. I have a big no income (little tax) window in early retirement and big tax brackets down the road and it suggests little ROTH conversions.
Finally, the product has tremendously evolved in just a few short years. I remember their first zoom event just prior to Covid, Steve Chen, the founder, along with an FA hosted it and there was like 5 people, including those 2. They listen to the users and offer great help which is a difficult task to do when you have non financial folks trying to use a fairly sophisticated product.
I'm no financial guru but do know a few things. I personally have little confidence in their ROTH conversion explorer that so many seem to want to use the tool for. I have a big no income (little tax) window in early retirement and big tax brackets down the road and it suggests little ROTH conversions.
Finally, the product has tremendously evolved in just a few short years. I remember their first zoom event just prior to Covid, Steve Chen, the founder, along with an FA hosted it and there was like 5 people, including those 2. They listen to the users and offer great help which is a difficult task to do when you have non financial folks trying to use a fairly sophisticated product.