Hi, I have reading the forum for a long time. Thanks for the great advice you all provide.
I'm currently 54 and would like to switch part time or completely retire @62.
My calculations are based on an inflation rate of 2.3% inflation and return rate of 5.9 %.
Below is my current allocation and I'm thinking about scaling down the international stock. Any suggestions or feedback on the allocation
Equity 74
------
Vanguard S P Small-Cap 600 Index Fund Institutional 8
Vanguard Total International Stock Index Fund Institutional 18
Vanguard Total Stock Market Index Fund Institutional 41
Vanguard Emerging Markets Stock Index Fund Institutional 4
Vanguard Real Estate Index Institutional 3
Bonds 26
-------
Vanguard Total Bond Market Index Fund Institutional 23
Vanguard Inflation Protected Securities Fund Admiral 3
Thanks again for this great site!
I'm currently 54 and would like to switch part time or completely retire @62.
My calculations are based on an inflation rate of 2.3% inflation and return rate of 5.9 %.
Below is my current allocation and I'm thinking about scaling down the international stock. Any suggestions or feedback on the allocation
Equity 74
------
Vanguard S P Small-Cap 600 Index Fund Institutional 8
Vanguard Total International Stock Index Fund Institutional 18
Vanguard Total Stock Market Index Fund Institutional 41
Vanguard Emerging Markets Stock Index Fund Institutional 4
Vanguard Real Estate Index Institutional 3
Bonds 26
-------
Vanguard Total Bond Market Index Fund Institutional 23
Vanguard Inflation Protected Securities Fund Admiral 3
Thanks again for this great site!