Hi folks: I've been retired for 14 years now. Took the plunge in 2008 at age 56 (not the best planning, I know, but things worked out). I used to read these fora every day, but just got away from them in recent years. It's always interesting to get other people's take on investing, asset allocations, etc. At some point, I may even offer some thoughts, since I've got this retirement thing down pretty well.