ERD50
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
... Mortgages, in general, are a pain IMO.
Seems that most of the 'pain' I've read about and heard about from others is due to escrow, not the mortgage. I don't think I ever had an escrow, even on my very first mortgage.
Why involve a third party? Why pay in advance and lose earning/liquidity? There's nothing to be gained.
-ERD50