I retired in 2017 and did my first Roth Conversion. I am planning to do significant Roth Conversions in 2018 and each of the next several years.
In researching old threads, some folks recommended putting each Roth conversion into a separate account. I can see that might simplify things if a recharacterization is done. However, now that recharacterizations are no longer available, are there any benefits to segregating each conversion into it's own account?
In researching old threads, some folks recommended putting each Roth conversion into a separate account. I can see that might simplify things if a recharacterization is done. However, now that recharacterizations are no longer available, are there any benefits to segregating each conversion into it's own account?