Boldin AI feature. Have you used it?

[JohnnyPHX]

We subscribe to Boldin retirement tool and haven't really played around with it much lately. Yesterday I decided to update our numbers manually and noticed the AI "Ask Boldin" Beta tool when you log in. I have been playing around with Perplexity and trying to test some various retirement strategies and ideas. Perplexity can be a little too encouraging with my ideas and that makes me feel a little uncomfortable with its answers. As with all AI take the replies as not always accurate. I was trying to figure out how much we could safely spend annually based on our numbers and the amount was much higher than expected and it was very confident about the numbers. So I took some of the answers Perplexity provided and I ran them through Ask Bolden AI, letting it know that they were generated with Perplexity. Very interesting responses from Bolden AI. Bolden AI advised "General AI often uses a simple "4% Rule" or straight-line math. It doesn't always account for Taxes, Healthcare or inflation." I then asked Perplexity "do these numbers take into account taxes?"

No, I haven't factored in taxes yet — that's an important oversight.

So again, don't take everything from AI as accurate. I am not sure the Perplexity paid version might have done more in-depth planning perhaps?

So back to Boldin AI assistant. I just played around with it for a few hours last night and found it pretty impressive with its responses. It really helps to have it right there when I am trying to navigate the Boldin screens and what everything means. So far having their AI model embedded in Bolden feels like a game changer to make it way more user friendly. It can help with general retirement questions or deep dive into your specific details you have entered into your Bolden profile. Anyone else using and have thought on this AI feature in Boldin?
But it leaves me to wonder how accurate is this AI model?

 

[ImaCheesehead]

I’m trying the free two week version. Even though I input my birthday, AI told me I had to start my RMD‘s at 73 (it’s 75) and also didn’t calculate my age correctly. There was one other thing I can’t remember, but I was not impressed.

 

[Franklin]

I am using the Boldin AI platform. Ive found it very impressive able to answer just about any question about my Boldin plan. However, Ive noticed a few errors or omissions from time to time. One must always go back and test its accuracy. When I call it out for errors it immediately apologizes and attempts to fix the issue. It is only as good and what you have entered into the planning session. After every calculation I ask it to provide me with a narrative and chart of its calculations. Overall its turned into my "go to" planner. I did pay for a 1 on 1 ($250) with one of their staffers to ensure I captured everything in the proper spots. I then ask for an executive summary of key planning categories (assets, type, liquidity, expenses, timing etc). With that it's easy to spot things that may look odd. My belief is that it will get even better with time and user (me) comfort in changing assumptions.