DW has been on Bronze 60 HDHP PPO for 5 years. Each year on 10/15, Covered California auto enrolled her to the same plan for next year:
$0 monthly premium.
Deductible: $7,050
OOP: $14,100
Household income: $30k for one participant. I am on Medicare but I am the subscriber of that plan. Each year, I have to upload income affidavit.
This year, Covered California auto enrolled her again on 10/15, though changed her plan to Silver 94 PPO.
$0 monthly premium
$0 deductible
OOP: $1,150
Any other coverage remains the same. (No more HSA contribution.) I don't have to upload any income affidavit.
They both sent us a letter regarding this change. I called Covered California, Blue Shield of California and both confirmed her new plan. I am not sure what would trigger such change. It is a much better plan. We will keep it.
$0 monthly premium.
Deductible: $7,050
OOP: $14,100
Household income: $30k for one participant. I am on Medicare but I am the subscriber of that plan. Each year, I have to upload income affidavit.
This year, Covered California auto enrolled her again on 10/15, though changed her plan to Silver 94 PPO.
$0 monthly premium
$0 deductible
OOP: $1,150
Any other coverage remains the same. (No more HSA contribution.) I don't have to upload any income affidavit.
They both sent us a letter regarding this change. I called Covered California, Blue Shield of California and both confirmed her new plan. I am not sure what would trigger such change. It is a much better plan. We will keep it.