Credit Monitoring? Waste of time?

[meleana]

I don’t do any if it. The freeze or the monitoring.

 

[USGrant1962]

I just got notified that mine is finally ending, did you? I'm debating extending it, because MyIDCare has been pretty good; every time I open or even update an account (address or ownership), it generates a notification. ...

I have not received anything about MyIDCare ending.

 

[Dalton]

I don't think I have any of the monitoring services (that resulted from breaches) active right now. But, the 3 primary credit agencies, plus my credity card does monitoring, send me notifications at least every month ( and Experian is particulary annoying me weekly with too many junk sales emails), with any changes to my credit score or credit data. You can log in to your account with the credit agencies and change your settings to get all kinds of notifications if you choose.

 

[COcheesehead]

Some of the services I use will periodically give me a complimentary copy of my credit reports. It’s good to check it for errors/updates occasionally even if you not gotten any notices.

 

[Dalton]

Each of the credit agencies will give you a copy of your credit report every year, also, so you could get one every 4 months if you want.