Midpack
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I'm 54, we're DINKs and essentially FI, but I intend to keep working until I can't stand it anymore probably 4-7 more years. I have always been somewhat aggressive/comfortable with risk, 100% in equities well into my 40's but sold the last of my individual equities 4-5 years ago, all funds now. The Four Pillars of Investing has been the most dominant influence on me since it was written. Thought I'd put my actual asset allocation % out there to see what comments it might generate. Hopefully I am providing enough info. It's highly unlikely I am going to radically alter my holdings but I am about to do some tweaking (too much in cash) so thought provoking comments would be welcome/interesting. TIA.
11.5% Van Tot Stk Mkt (Lg Blend - taxable account)
6.4% Van Tax Mgd Cap Appr (Lg Blend - taxable)
6.1% Van Gro & Inc (Lg Blend - taxable
7.0% Dodge & Cox Stk (Lg Val - taxable)
8.7% Van Tax Mgd Small Cap (Sm Blend -taxable)
5.0% Van Small Cap Val (Sm Val -sheltered)
15.1% Van Tax Mgd Intl (Foreign - taxable)
2.3% Van Tot Intl (Foreign - taxable)
23.3% Prudential Core Bond Indx (401k, only choice I have - sheltered)
2.9% Van REIT (sheltered)
2.7% Van Energy Fund (Sector, Commodity - sheltered)
9.0% Money Market (mostly taxable)
Probably not a factor but to the 100% above, we also have another 20%+ in tangible assets, mostly our home which we own outright.
11.5% Van Tot Stk Mkt (Lg Blend - taxable account)
6.4% Van Tax Mgd Cap Appr (Lg Blend - taxable)
6.1% Van Gro & Inc (Lg Blend - taxable
7.0% Dodge & Cox Stk (Lg Val - taxable)
8.7% Van Tax Mgd Small Cap (Sm Blend -taxable)
5.0% Van Small Cap Val (Sm Val -sheltered)
15.1% Van Tax Mgd Intl (Foreign - taxable)
2.3% Van Tot Intl (Foreign - taxable)
23.3% Prudential Core Bond Indx (401k, only choice I have - sheltered)
2.9% Van REIT (sheltered)
2.7% Van Energy Fund (Sector, Commodity - sheltered)
9.0% Money Market (mostly taxable)
Probably not a factor but to the 100% above, we also have another 20%+ in tangible assets, mostly our home which we own outright.
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