Question: do you have a separate dental policy?
Our teeth are in pretty good shape, so far. I calculated the dental policy premiums cost more than getting our teeth cleaned at full price. I get major dental work is expensive. Most policies pay 30% if the dentist is out of network, if you need major dental work. In network 50%. And the maximum they pay out is $1000.
I’m just trying get my head around if it’s worth it to get dental insurance.
Thoughts?
Our teeth are in pretty good shape, so far. I calculated the dental policy premiums cost more than getting our teeth cleaned at full price. I get major dental work is expensive. Most policies pay 30% if the dentist is out of network, if you need major dental work. In network 50%. And the maximum they pay out is $1000.
I’m just trying get my head around if it’s worth it to get dental insurance.
Thoughts?