walkinwood
Thinks s/he gets paid by the post
I started working today. The job is in a slightly different field and I have more control over the hours I put in. I'm hoping to enjoy it, have some time to myself and, of course, bring in some money. The first day was good!
Thanks to the market's recovery, our portfolio is now just about 10% below where it was on May 1, 2008. It is 13% below where I projected it to be at the end of 2009.
Our actual spend for 2009 will probably be about 22% below the amount we budgeted for when we ER'd. We can increase our spend by another 10-12% from current levels if we take 4% of the current portfolio.
While things do not looks as dire as they did on our first anniversary of ER, we decided to go back to work & add to our savings, rather than limp along spending less than we anticipated.
Here is the one year anniversary post for some reference.
http://www.early-retirement.org/forums/f28/end-of-year-1-of-er-44084.html
Thanks to the market's recovery, our portfolio is now just about 10% below where it was on May 1, 2008. It is 13% below where I projected it to be at the end of 2009.
Our actual spend for 2009 will probably be about 22% below the amount we budgeted for when we ER'd. We can increase our spend by another 10-12% from current levels if we take 4% of the current portfolio.
While things do not looks as dire as they did on our first anniversary of ER, we decided to go back to work & add to our savings, rather than limp along spending less than we anticipated.
Here is the one year anniversary post for some reference.
http://www.early-retirement.org/forums/f28/end-of-year-1-of-er-44084.html