tightasadrum
Full time employment: Posting here.
Asset Allocation requires periodic balancing to maintain the selected balance. What is the best way to achieve this, with mutual funds or ETF’s? I know the answer is, “It depends.” So what does it depend on?
Let’s make some assumptions:
*Amount of $ to invest, for this exercise, go with 200000 taxed & 400000 tax-deferred
*Timing of withdrawals: use at least 5 years before withdrawal will begin
*ETF and fund is available for each category needed
Objective: low expenses, maximum returns
Other items: ETF cost a commission up front doesn’t it?
Mutual funds might also require an up-front fee if desired fund & your money are not in same company
What about cost to withdraw $ from ETF’s
The funds should be index funds for lowest cost
Has anyone made this comparison?
Are there any other items to consider in the comparison?
Let’s make some assumptions:
*Amount of $ to invest, for this exercise, go with 200000 taxed & 400000 tax-deferred
*Timing of withdrawals: use at least 5 years before withdrawal will begin
*ETF and fund is available for each category needed
Objective: low expenses, maximum returns
Other items: ETF cost a commission up front doesn’t it?
Mutual funds might also require an up-front fee if desired fund & your money are not in same company
What about cost to withdraw $ from ETF’s
The funds should be index funds for lowest cost
Has anyone made this comparison?
Are there any other items to consider in the comparison?