Does anybody know if you take a reduction if you retire before normal retirement age as stated on your SS statement from the gov. Ie can I use their estimates if I retire at 52.
That's pretty typical for those coming out of a high-earning career. Even for me, after 15 years with a relative modicum of pay as a SAHD/teacher, the other years of topping the earnings limit has made additional years of work inconsequential for SSec.