When we review our data, we can verify it's accuracy and that there aren't accounts floating out there we don't know about or that have inaccurate info. That is somewhat reasurring to us, for whatever it's worth.
The credit bureaus aren't the ones that really bother me actually. At least there is some sort of verifcation (arguable for sure) of who is requesting the data.
The ones that really worry me are the counties and states that have taken to pubilishing ALL of there public records online. Total BS. We're just making it easier and easier for identities to be stolen by UNIDENTIFIED individuals surfing the web.
For example, in our county: On the appraiser's we site you can look up who owns what properties, comparables, purchase price, liens (including mortgages and who holds them), etc. At least before you actually had to go to the county office to find this kind of data.
Then I can go the court website and look up any cases or filings against anyone for any reason. Even a speeding ticket. And how are they listed? By name and last four digits of your Social Security number!
All can be found without subscribing to anything or identifying yourself.
Ummmmmm, if you know where someone lives, their mortgage, how much they paid for their house (you can back into their payment amount) and the end of their social security number, aren't those many of the "security" questions asked

Credit Bureaus are the problem?
I'm not convinced that the stolen data isn't coming from those that want to do the regulating!