Most people would be amazed at what you can get (or money you can save) just by asking. Recent examples from my life:
1. Bank charged me a $7 maintenance fee because my balance went below the minimum for one day in the month. I called them up and asked them to waive the fee, and they did. All it takes is a phone call.
2. Moved to a new state and got a notice about changing my insurance policy. Called them up and said I could run out the current policy or get a new one now. I asked them how much a new one would be (same car, no tickets, no claims) and it's $320 cheaper per year! No brainer to switch on the spot.
3. Took the car into the shop for a gremlin in the transmission (under warranty). They asked if I needed any regular maintenance done while it was there. I said, it needs an oil change and tire rotation (it does) but would you consider doing it as a courtesy since this is the second time I've brought the car in for the transmission. No problemo, $50 saved.
As my parents often told me...the worst thing they can say is "no."
1. Bank charged me a $7 maintenance fee because my balance went below the minimum for one day in the month. I called them up and asked them to waive the fee, and they did. All it takes is a phone call.
2. Moved to a new state and got a notice about changing my insurance policy. Called them up and said I could run out the current policy or get a new one now. I asked them how much a new one would be (same car, no tickets, no claims) and it's $320 cheaper per year! No brainer to switch on the spot.
3. Took the car into the shop for a gremlin in the transmission (under warranty). They asked if I needed any regular maintenance done while it was there. I said, it needs an oil change and tire rotation (it does) but would you consider doing it as a courtesy since this is the second time I've brought the car in for the transmission. No problemo, $50 saved.
As my parents often told me...the worst thing they can say is "no."