Goldman/Marcus Bank 14 Month CD @ 4.5% APR - available until 4/28/2025 - $500 minimum to open

[aja8888]

Virtually no one is talking CDs these day but I have two good sized 5.25% Marcus CDs maturing on 4/2. I got this offer emailed to me but it's open for anyone. I don't think I will roll mine into that, but plan to transfer the funds to my Schwab brokerage acct.

So there you go!

 

[Koolau]

One of my credit unions emailed me an offer for a 4.5% CD.

 

[aja8888]

One of my credit unions emailed me an offer for a 4.5% CD.

Can you provide me with the CU name so I can see if it's a better deal?

 

[Koolau]

Can you provide me with the CU name so I can see if it's a better deal?

It's a "captive" of my old megacorp.

 

[aja8888]

It's a "captive" of my old megacorp.

Figured as much.

 

[Koolau]

Figured as much.

Heh, heh, Megacorp reaching out from the great beyond.

 

[aja8888]

Heh, heh, Megacorp reaching out from the great beyond.

Did you invest?

 

[Koolau]

Did you invest?

Not yet. Still considering as it would mean taking some 401(k) money and paying the taxes. I might do it anyway. Still thinking.

 

[Al18]

Thanks for posting - that’s a good deal. CD’s are my fixed income allocation - definitely not buying stocks.

 

[Surewhitey]

I was looking at this too. Debating in my mind to put it in the recently lowered market or not.

 

[ShokWaveRider]

There is a place for this post.

Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here

NFCU Add-on CD info Just noticed the updated NFCU app has an “Add Funds” button on each of my CDs (IRA and taxable). I am pretty sure these were all designated as “add-on” products when I opened them but NFCU has been inconsistent with making the add-on button visible. Mine is showing the add...

www.early-retirement.org

 

[aja8888]

There is a place for this post.

Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here

NFCU Add-on CD info Just noticed the updated NFCU app has an “Add Funds” button on each of my CDs (IRA and taxable). I am pretty sure these were all designated as “add-on” products when I opened them but NFCU has been inconsistent with making the add-on button visible. Mine is showing the add...

www.early-retirement.org

Mods can move it. I forgot about that running thread.

 

[Chuckanut]

There are a number of promotional CDs in the area of aproximately one year that people can work to get a bit more interest.

But, it requires spreading assets around here, there and the other place. One needs to be willing to accept that extra detail work.

 

[ShokWaveRider]

Even our local Credit Unions are increasing their CD Rates, 4.25% seems to be the norm and becoming a trend. Maybe the Tariffs are doing some good for savers.

 

[Chuckanut]

Mods can move it. I forgot about that running thread.

I think all of us have done that one or two times.

There are so many great ideas here. I do appreciate all the contributions.

 

[ychuck46]

I have a ladder of about 12 CDs at US Bank. They are mostly/all of the 5 month variety and I continue to roll them over as they mature. I am still getting about 4.5% or close and I don't have to commit the money for as long as your GS CD is requesting. Another alternative is to buy Treasury Bills at TreasuryDirect. I do the 2 or 3 month variety and still get over 4% on them. As you can tell I am more of a short-term investor for the monies that I have in bonds, since future rates are too unpredictable to forecast.