This is more typical than not. Those of us here are definitely the minority among people. I still find that one has to make an effort and have a desire to save and invest, it is not going to come looking for you. The "general news" does not emphasize these things, they tend to emphasize the negative about personal finance, saving and investing even in good times. I still here from more than a few white collar professional friends and younger people how the market is "no better than the casino", and is "rigged" for the extremely wealthy. The financial press tends to whisper at times how the market performs in the long run, but will scream at the top of its lungs with "MARKET SELLOFF!" if the Dow falls a couple of hundred points in a day. Given that situation, it is not too surprising that one finds more of a "live for today" and "eat, drink, and be merry" attitude among many professionals.
It also takes a degree of patience. Scams work because they promise tremendous growth in a short period of time. Compare that to say, investing for growth over 10, 20, 30 years, and a lot of folks would say "I do not have time for that!" or "I cannot wait that long!"
Also, you tend to think of yourself as being more "invincible" when you are younger. You do not think about your salary ever being cut, or getting laid off from a good job, or having a difficult time getting another job. You do not see aging out of your career until you are at the age of being aged out your career. Sometimes the company influences this, they may want everyone to been happy and productive even they they are planning cuts and layoffs behind the scenes.
This was much of my mindset in my younger years. Growing up without much (and seeing what people around me with even less were subject to), having parents who emphasized savings, observing the "steady folks" at work and asking them questions and not assuming I knew anything, and being willing to admit to making mistakes and learning from them slowly turned my mind in the right direction.