Hello, new to this forum not new to other forums. I am 48 with 23 years in a State pension. I can retire in 7 years at 56 with a full 6 figure pension. Current net worth is 1.654 Million with 1 million in rental properties. My only liabilities are $435,847 in rental property debt. I have about 700k invested and hope to have that to 1.5 or 2 million invested in 7 years. Of my invested money all of it is in equities. I am taking the position that my pension and rental income will take the place of bonds. I do keep about 50k in cash to buy properties or run my business. I would like to max out my ROTH, 457 and HSA for the next 7 years. Of my invested money about $120,000 is in traditional 457 money. Because my pension and rental income will keep me in the 24% or higher bracket. I would like to convert all or most of my traditional money to ROTH money sooner than later. I am currently in the 24% bracket, if I don't work to much overtime. I will only convert funds in the 24% bracket or its relative bracket if the tax cuts and jobs act is not extended.
Last edited: