toofrugalformycat
Full time employment: Posting here.
I've been ERed for seven years now, simple investment allocation, frugal lifestyle.
I have learned the hard way (years ago) that I absolutely never know what the stock market is going to do, or the housing market, and the one investment advisor and the one realtor I ever hired were both less than satisfactory, so I'm a happy self-educated asset allocator with my investments.
But it seems like buying a house is a huge market-timing bet and I don't see how I can do asset allocation with a house. We'd have to sell or rent out the one we own, and buy another, boom, once.
DH believes I am overly superstitious and negative about buying a house (and I'm sure that's his positive spin on his REAL thoughts). It's affecting my willingness to move. Renting is not an attractive option somehow. I'm a gardener and like to plant roots in many ways.
Sure, we'd move to the new location and rent for at least six months to learn the neighborhoods, and planned [-]destruction of neighborhoods[/-] public works as best we could.
DH and I have only bought one house in my life, and built a cabin, and we still own both. They're both livable for where they are, but not brilliant investments, either one.
I'd be grateful for advice and suggestions.
I have learned the hard way (years ago) that I absolutely never know what the stock market is going to do, or the housing market, and the one investment advisor and the one realtor I ever hired were both less than satisfactory, so I'm a happy self-educated asset allocator with my investments.
But it seems like buying a house is a huge market-timing bet and I don't see how I can do asset allocation with a house. We'd have to sell or rent out the one we own, and buy another, boom, once.
DH believes I am overly superstitious and negative about buying a house (and I'm sure that's his positive spin on his REAL thoughts). It's affecting my willingness to move. Renting is not an attractive option somehow. I'm a gardener and like to plant roots in many ways.
Sure, we'd move to the new location and rent for at least six months to learn the neighborhoods, and planned [-]destruction of neighborhoods[/-] public works as best we could.
DH and I have only bought one house in my life, and built a cabin, and we still own both. They're both livable for where they are, but not brilliant investments, either one.
I'd be grateful for advice and suggestions.