How much a day?

[rmcelwee]

Our electric bill for the entire month of August (not just a day) was $1.02, down from $3.40 the month before.
We are currently spending $6250 per day (this will continue for another four to five months).
No, we are not a good example of what you are talking about...

 

[KarenF]

I am signed up to get daily alerts on how much power we use each day. We are on a night saver rate and actively limit electricity use between 2 pm and 7pm. It is still a lot. Otherwise we just stick to our budget and don't worry about it.

 

[COcheesehead]

My utility tells us the peak rates are between 5pm and 9pm so we try and run big appliances outside these hours. We also signed up for solar farm sharing. That saves about 10% a month. We have a device on our A/C that allows it to be pulsed during peak loads. We get a $50/year credit for that. The utility also gives us a gift card of our choice every few months based on kilowatts used.
Our utility bill is the least of my worries. We spend $2.15/day.

 

[Retired Expat]

I used to think that hard when I was running my business. Not anymore, just live below my means.

No disrespect to those who want to count change, but I'm done with that now.

I agree, spent my life doing budgets, tracking costs. Now I look at how much I have in cash at the beginning of the month and year and how much at the end after all deposits and spending. If I am up I don’t worry about it! Generally income and cash flow is positive because I built a retirement with passive income…. Investments mostly just do their thing and every once in a while I will syphon off a bit of the gains for some BTD fun or serious travel.

 

[Calico]

I grew up with a father who was constantly turning off lights and turning down the thermostat. The house was always too dark and too cold, and New England winters are lonnnnngg.

Since the day I started paying my own way in the world at 17.5 years old, I have never lived in an apartment or house that wasn't brightly lit and warm. I will cut back on other things before I pinch pennies in those areas.

 

[FlyingCircus]

I haven't looked at what I spend per day, but when I retired I broke down my pension. And everytime I got ansie about not working I would tell my self I earn 260 bucks a day, every day to stay home.

That's a hell of a pension!! I get about 1/3 of that after 27 years with LiMuEmU.

 

[Lee94joyce]

Electric Bill (in the south) is $9.00/day. All in is about $275/day. This includes special home projects and travel. We could live on half that if we had to...

 

[Koolau]

I grew up with a father who was constantly turning off lights and turning down the thermostat. The house was always too dark and too cold, and New England winters are lonnnnngg.

Since the day I started paying my own way in the world at 17.5 years old, I have never lived in an apartment or house that wasn't brightly lit and warm. I will cut back on other things before I pinch pennies in those areas.

We aren't taking anything with us when we go, so we'd better be warm (and well lit) now.

My dad was similar to yours, but it truly was an economic imperative of the time. There was never any extra money until I was in my teens. My mom and dad finally bought a surplus AC unit when I was about 12. It was like heaven. It only cooled the downstairs and I slept upstairs. I recall sneaking downstairs at night to sleep on the couch. BUT we had AC!

 

[SunGuy]

When I ran my blog, and helped popularize the FIRE movement back in 2007-2011. I coined the term Financial Daily Dividend Income number (FDDI) you divide your annual dividends by a theoretical value off of a set 360 yearly calendar.

So my number is about $30k in annual income, so that equates to an FDDI number of 83.

 

[Koolau]

When I ran my blog, and helped popularize the FIRE movement back in 2007-2011. I coined the term Financial Daily Dividend Income number (FDDI) you divide your annual dividends by a theoretical value off of a set 360 yearly calendar.

So my number is about $30k in annual income, so that equates to an FDDI number of 83.

Okay, now, that's a new one on me. So essentially it's a measure of how much dividend income you receive per day? Is that it? What is the practical use for that data? Curious why 360 - not 365?

 

[aja8888]

My current power bill is $75.19 for the month of September here in hot Texas. And it's been HOT

 

[Lawrencewendall]

Okay, now, that's a new one on me. So essentially it's a measure of how much dividend income you receive per day? Is that it? What is the practical use for that data? Curious why 360 - not 365?

I try to use that number to inspire my 35 Nieces and Nephews to invest. My number is 315 using 365

 

[AudiDudi]

When I ran my blog, and helped popularize the FIRE movement back in 2007-2011. I coined the term Financial Daily Dividend Income number (FDDI) you divide your annual dividends by a theoretical value off of a set 360 yearly calendar.

So my number is about $30k in annual income, so that equates to an FDDI number of 83.

It's been about 30 years since I have seen the acronym FDDI used. Fiber Distributed Data Interface (FDDI)

 

[SunGuy]

Okay, now, that's a new one on me. So essentially it's a measure of how much dividend income you receive per day? Is that it? What is the practical use for that data? Curious why 360 - not 365?

There's a few formulas that use that to account for trading holidays etc, it actually probably should be lower.

 

[COcheesehead]

I got my final power bill for the year. We paid $702 to Xcel for the year. That’s $1.92/day. I think that’s cheap.

 

[FlyingCircus]

Hell yeah that's cheap! Up heah in NH I'm paying $150/$200 a month to run the refrigerator, the furnace, lights, part time TV, recharge the car 1x a week and (occasionally) the minisplit compressor.

 

[ArmchairMillionaire]

Hell yeah that's cheap! Up heah in NH I'm paying $150/$200 a month to run the refrigerator, the furnace, lights, part time TV, recharge the car 1x a week and (occasionally) the minisplit compressor.

Can't easily break ours down between gas & electric, but we paid WE Energies a total of $2,126.61 for all of our 2025 gas & electric bills combined. This works out to $5.83 per day for heat and electricity. Add in the $722.64 yearly total for water and sewer and we're up to a total of $2,849.25 for the year, or around $7.81/day for all 4 combined.

Monthly, it works out to $237.44/mo. I had estimated $250/mo. for our budget.

Update: I figured out how to separate electric from gas on the utility site.

2025 Electric: $1,397.80 or $3.83/day.

2025 Gas: $728.81 or just under $2.00/day.

 

[SecondCor521]

I'm working on letting go of doing the exact math.

Every time I check, my basic living expenses are $30K per year.

All of my utilities are about $10 per day.

 

[YellowSubmarine]

Lots of large extraneous expenses this year, e.g. heat pump, resurface pool, major tree work, etc) Our total expenses averaged $261.37 per day in 2025. My budget year actually ends on December 15.

 

[JohnnyPHX]

I found the .01% rule quite helpful in loosing the old purse strings. I try not to be so frugal on the small stuff anymore. If you have 1 million you can spend 100.00 on most days and not even think about it.

How One Rule Can Simplify Your Spending Decisions | Morningstar https://share.google/S6gdI3Ku1J9Ugm4nz

 

[pb4uski]

I think in terms of per annum or per month. Per day seems gimmicky to me, but useful if one is trying to rationalize a spending decision.

 

[Flyfish1]

I wish my electricitty bills were low. We are around $250 per month, worse in the summer when the AC is on. But in the winter we are an additional $300+ in propane costs to heat the home - with an electric heat pump back up for cold days. Part of that is because I'm heating a huge 2 car garage to 70 degrees to make sure the epoxy on my boat build cures. Ha! My fault and I accept that.

But, to the original question - no I don't analyze expenses by the day.

 

[street]

I think in terms of per annum or per month. Per day seems gimmicky to me, but useful if one is trying to rationalize a spending decision.

Why post with two negative posts. It isn't all about you in this site.

 

[pb4uski]

^^^ I had forgot that I had previously responded. It was 3 months ago.

The OP asked "Anyone look at financial stuff this way?" I said no and that I think it is gimmicky.

If you don't like it street, feel free to ignore it. And drop the attitude.

 

[old medic]

^^^ I had forgot that I had previously responded. It was 3 months ago.
The OP asked "Anyone look at financial stuff this way?" I said no and that I think it is gimmicky.

This was more for a giggles comment... And we personally have a blast with it.... We will exceed the daily limit and make comments about the other cant spend anymore till whenever...