InTheBasement
Dryer sheet wannabe
I feel like this would have already been discussed at some point but I could not find it in a search. Presently I have a cash account that will last me almost 5 years in such case as there were a market downturn. All the rest of my investments are 90% stocks. I feel like having a large cash account that is not subject to market volatility is a good thing. I'm getting 4% return on that cash account right now. Am I overdoing it with a 5 year cash cushion?