How much of your net worth does your home represent?

[sengsational]

7.5%, no SS or pension.

How do you add Social Security to your net worth since NW is usually assets on hand minus liabilities? Do you take the SS amount and multiple by 25-30 (years)?

As MichaelB says, it's a net present value calculation. You can make a column of numbers in Excel and do an =NPV on it.

Try this:
http://lmgtfy.com/?q=how+to+compute+present+value+of+social+security

Yea, but none of those links have an online calculator, afaict. It would be an easy thing to write. Maybe I'm just missing it, but I looked the other day (I googled it myself without the smart alec-y lmgtfy), and didn't find a calculator.

Simple. It's the NPV of the pension cash flow between two dates - when you start and when you stop. All you need are the two dates and a discount rate.

But we all would need to agree on the same discount rate and the same CPI inflation rate. Both of those are needed since some of us have a LONG time until 70.

 

[unclemick]

Congrats on a house coming with the wife, unclemick!

Yep. Not only is she way better than I deserve her taste in housing (!922 Craftsman Airplane Bungalow) exceeds mine by a mile(1960 3 bedroom, 1 bath ranch).

heh heh heh - Speaking of Thousand Oaks thru my career every Aerospace engineer I met who spent time in CA either lived in or spent time in Thousand Oaks (1960's, 70's).