I am alone now...

So...since my husband died on the 29th of August, and the check was deposited on Wednesday Aug 28th, will be the check I need to return?
Your husband was a 4th Wednesday person (birthdate from 21st to 31st of the month). That means the check received on the 28th of August was for social security due for the month of July. He was alive for the entire month of July, so that payment will not be recoverable by SSA. If a check should arrive in your bank account on September 25th, you will need to return it. However, if the funeral home is on the ball with their notifications to SSA, you will not receive money on the 25th.
 
I don't think so. If I died on Sept 15, my Sept check which is paid for August should not be refunded. In this case, they won't deposit the Sept check in October anyway because they get informed by the funeral home.

You are correct. I apologize for my incorrect post, and I have removed it.
 
Sorry to hear of your loss, it brings tears to my eyes, and I'm just reading the thread.

I will say, once the bank knows of his death, they will likely freeze his account (unless it's joint with you). So if he had a safety deposit box in his name and you have access, now is the time to go empty it before it's sealed.
If you can transfer $$ between accounts online, that would be something I'd do, but leave some for bills that may auto pay, and for SS to claw back 1 payment. I'd not bother notifying SS, as they do it all via the funeral home anyway, and they tell the bank.

Don't worry about the truck driver, their insurance will pay the $$ not the driver.
 
Sorry to hear of your loss, it brings tears to my eyes, and I'm just reading the thread.

I will say, once the bank knows of his death, they will likely freeze his account (unless it's joint with you). So if he had a safety deposit box in his name and you have access, now is the time to go empty it before it's sealed.
If you can transfer $$ between accounts online, that would be something I'd do, but leave some for bills that may auto pay, and for SS to claw back 1 payment. I'd not bother notifying SS, as they do it all via the funeral home anyway, and they tell the bank.

Don't worry about the truck driver, their insurance will pay the $$ not the driver.
All of our accounts were joint, so I'm hoping that I continue to have access. We each had a separate checking and a separate savings, and put both of our names are on all accounts just in case this exact situation happened. but we never used the other person's accounts.
 
Cindy, my heart goes out to you in your shock and grief. I lost my beloved husband after caring for him through a very long illness, and that was so terrible that I cannot fathom dealing with a sudden loss like yours. You have been deprived of the chance to say good-bye. I am so sorry.

Please recognize that this burden is simply too much, that it's every bit as unfair and dreadful as you think it is - and more! and that you need to, must lean on others to help you bear up and do what needs to be done as far as a funeral service, transferring assets into your name, and ensuring you receive whatever benefits, e.g. life insurance, pension, SSO etc. that may be due to you.

At a time like this, any emotions you feel are completely justified. Let me tell you, I was not ashamed to break down and cry when asking for help, and that is not normal for me.

Let me know if there is anything I can do.

Amethyst
This has been tough for me to respond to since seeing your news.

My wife of 30 years died of cancer at 54, leaving behind 2 preteens. It was a slow inevitable decline and outcome, so there was time for me to think about what might lie ahead.

As others have said, it's difficult, might get easier with time, but it may not. I occasionally get sad 10 years on thinking about how my world would be different today.

As Amethyst said, lean on your friends and those willing to help today. My experience was those helping hands fade away quickly, I hope your experience is different. The hard part for me is figuring out the life ahead after so many years of talking about the future and now finding I have to do all it without that long-time companion.

I cry in public more now than I did in private before, and I don't care. Success against all odds, a committed relationship in a movie, friends' long and supportive marriages can all make me tear up, happy for the really good things in life. And there are many that should be celebrated. I've had my share of those, perhaps you have too. I didn't always acknowledge them along the way, but now know I should have.

I realize this is may not be uplifting or hopeful. After so many years together, it's hard to think about anything different, even if it "works" or is "good enough", and I've experienced both of those since being alone. I learned there were too many years and shared experiences together to think what I had could be replicated. Whatever happens next will be different than how I expected to be spending these years.

I am sad this has happened. Whether sudden or some notice, it's difficult to go forward without the thought of how it would be different. But we can, and we must. The only other option is surrender and become a hermit. It's been better for me to not to do that, and I hope you make the same choice over time. Live while we can.

My best wishes to you and I hope you find a good way forward.
 
All of our accounts were joint, so I'm hoping that I continue to have access. We each had a separate checking and a separate savings, and put both of our names are on all accounts just in case this exact situation happened. but we never used the other person's accounts.
As long as your name is on the account, you have access to it. That was a smart precaution.
 
This has been tough for me to respond to since seeing your news.

My wife of 30 years died of cancer at 54, leaving behind 2 preteens. It was a slow inevitable decline and outcome, so there was time for me to think about what might lie ahead.

As others have said, it's difficult, might get easier with time, but it may not. I occasionally get sad 10 years on thinking about how my world would be different today.

As Amethyst said, lean on your friends and those willing to help today. My experience was those helping hands fade away quickly, I hope your experience is different. The hard part for me is figuring out the life ahead after so many years of talking about the future and now finding I have to do all it without that long-time companion.

I cry in public more now than I did in private before, and I don't care. Success against all odds, a committed relationship in a movie, friends' long and supportive marriages can all make me tear up, happy for the really good things in life. And there are many that should be celebrated. I've had my share of those, perhaps you have too. I didn't always acknowledge them along the way, but now know I should have.

I realize this is may not be uplifting or hopeful. After so many years together, it's hard to think about anything different, even if it "works" or is "good enough", and I've experienced both of those since being alone. I learned there were too many years and shared experiences together to think what I had could be replicated. Whatever happens next will be different than how I expected to be spending these years.

I am sad this has happened. Whether sudden or some notice, it's difficult to go forward without the thought of how it would be different. But we can, and we must. The only other option is surrender and become a hermit. It's been better for me to not to do that, and I hope you make the same choice over time. Live while we can.

My best wishes to you and I hope you find a good way forward.
oh, FlaGator, I am so, so sorry this happened to you, so young...I have no words to express my feelings...

My husband were pretty much all each other needed. We have friends, and social jobs before we retired, but we are not social people. We were enough for each other, and rarely were apart, and never wanted to be apart. We have - had - a true soulmate bonding. We did everything together. Everything.

I just can't stand looking forward - the thought of spending my last years on earth without him is too devastating and depressing. I don't want to be the "odd widow out" at gatherings...I am a couple, not a single. We've always been a couple.

Our friends are reaching out like crazy, but I know that after they get off the phone, their lives resume as normal with their normal activities...soon their lives will go on without me, without us, and I'll be left behind.

I just don't see the future as anything but lonely without him, my everything...this is just not real. I'm going to wake up and it will all have been a dream...
 
CindyBlue,
I am so very sorry to hear about your sudden loss. I can’t imagine the pain, loss and confusion one experiences in this situation. You have received a lot of good advice here, especially about the importance of time, support, self-care and faith. I will keep you in my thoughts and prayers.
 
Very sorry on your loss. Be kind to yourself. Be patient. Hire people to help. You'll look back in the future and won't believe you really did deal with such a tough loss. It's really hard but people do it and you can do it! Best wishes with everything!
 
So sorry for your loss - I can't even imagine how hard it must be for you. Hang in there, you will get through this
 
Cindy - You may want to check with your local Senior services agency. I'm sure there are others who suddenly lost a spouse that did the many household issues you're currently dealing with. They could be a good resource for you.
 
Get a meal kit delivery, hire a lawn service, then take time to grieve. You can figure the rest out later.
 
CindyBlue,
Take life one day, one second, one moment at a time. Allow others to help. Yell, scream, cry, grieve as you need.
I have found grief is like the waves of the ocean, sometimes gently lapping at your feet as you work through life and loss, sometimes like a rip tide, grabbing and tossing you until you are weak, dripping wet and barely breathing. But you survive, continuing to walk in the sand, the sun at your back. Peace will return eventually.
Your life will never be the same, but you will have a new normal. You will find the strength to move forward.
Rely on friends and family, your faith congregation if you have one, those of us on the forum are a good sounding board, and we are anonymous.

Do the things that need to be done day by day, the future will take care of itself.

Take Care.
 
I am so sorry. Others have given great advice. We are thinking of you. Start with some simple things. Youtube is an amazing resource. But don't isolate yourself. : O)
 
Since SS is paid the month after, why does SS want to be refunded for the month of death of recipient?
In my experience there is a lag between the notification and processing of stop paying. We just paid the bill when my father's account ended up having one extra payment in it. Account was never put on hold as my brother and I were both co-signers/co-owners of all of our parents' accounts.
 
To add to Pacergirl's thoughts, I found this quote:
Grief is like the wake behind a boat. It starts out as a huge wave that follows close behind you and is big enough to swamp and drown you if you suddenly stop moving forward. But if you do keep moving, the big wake will eventually dissipate. And after a long enough time, the waters of your life get calm again, and that is when the memories of those who have left begin to shine as bright and as enduring as the stars above.
 
Cindy
Just catching up here. I am so very sorry. When my wife passed at 59 we were on the brink of retirement. There are many widow(er) here & can help you get to the other side. There is no "right" way. I went to some hospice support groups that helped some. I rode my bike 125-150 miles a week. I started "finding" other widows in the neighborhood. we went for walks & bike rides & lunches. And sometimes I just cried. I did keep a journal. In it I would try to find some Beauty in each day. I tried to do a kindness to someone each day. (sometimes that was not biting their head off for a stupid remark) I tried to be outward focused not inward (poor me, etc)

I find myself 5 years on more forgiving & kind to people. I can cry at the drop of a hat. a beautiful sunset, a good fun memory of my wife, etc. I cried a couple weeks ago when a woman at the pool asked about my tattoo in rememberence of my wife. Every single one of us is going through some stuff. And the "normals" have no idea the depth of your loss. day by day, sometimes hour by hour. it gets different & better in many ways.

Good luck & stick around. there was an account on Reddit for widow(ers) that helped
 
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Cindyblue, I am so sorry to read your post and cannot imagine the pain and bewilderment of the sudden death of a spouse.

I lost my husband of 41 years at the end of June but my situation was the opposite of yours. We had the thunderclap of a terminal diagnosis but he was still alive. I then took care of him and mourned for 10 months while he deteriorated mentally and then physically every day. It was beyond awful for both of us and when he passed it was a relief. I often thought that if he had to pass it would have been better to happen quickly, but I also had time to plan out what needed to be done and to implement the needed changes.

Any way that it happens, the death of a spouse is the absolute pits and I am sorry you and I (and all the other posters who have also shared their stories) are in this terrible spot.
 
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