If I had 100k

[Lorenzo]

Prime wooded or ag land. No low lying areas. Nicely rolling is what I like. A nice little brook, creek or spring makes it a little extra special. Street know what he's doing and has been quite successful doing it but he may have a different vision for what dirt he likes.

If you're not sure what you're suppose to look for, stick with the market.

I just want to add that the comments about buying some "dirt" struck a chord with me. Not long ago I gave up living in a condo I had been in for many years in favor of a single-family home. In something like 20 years the condo had appreciated only 40 percent, while I saw my friends' single-family properties appreciate more like 100 percent over that time. It wasn't the structures that appreciated--it was the land they sat on. "Dirt" will always command a premium, because, as the quip sometimes goes, "they're not making more of it." Actual wooded or agricultural land is a bit different from the residential home situation, but as an investment the basic principle is the same.

 

[Slim11]

Ok, so update, as I am still undecided, I took out some CDs. 6 months at 4.5. I may do a 5 year at 3.9. Not perfect, but I'll will be back in the same situation next year. All good, I'll wait for a market down turn and buy more. Probably load it up in the SnP. I still may get 10k of 0. I like the real estate thing. And it has a good dividand. Property around here in nj isn't a buy. It's $$$$$. I did the property managment thing, too old for that again. I just don't need to do it. A wise man once told me what the one thing that will never gate made again, land. I thought about a second home, but TBH, too much maintance, work and bills for me to be bothered with it. Thanks all. I still am considering all the ideas, just maybe not right now. Next year is coming up soon.

 

[richardf]

I have $100k. It is part of my AA and invested accordingly. There is no such thing as an "extra" $100k.

What’s an AA?

 

[The Cosmic Avenger]

What’s an AA?

Asset Allocation. Here's a list of the frequently used acronyms and abbreviations:

* Acronyms, abbreviations and Slang Frequently Used on the Forum *

Standard Acronyms and Abbreviations You May Find on the Forum This list will only grow if you submit acronyms you use or that need defining. I will up date this message, adding new acronyms as they are submitted to the list. It is always better to use the full words, but we know how much...

www.early-retirement.org

 

[gregzx]

Ok, so update, as I am still undecided, I took out some CDs. 6 months at 4.5. I may do a 5 year at 3.9. Not perfect, but I'll will be back in the same situation next year. All good, I'll wait for a market down turn and buy more. Probably load it up in the SnP. I still may get 10k of 0. I like the real estate thing. And it has a good dividand. Property around here in nj isn't a buy. It's $$$$$. I did the property managment thing, too old for that again. I just don't need to do it. A wise man once told me what the one thing that will never gate made again, land. I thought about a second home, but TBH, too much maintance, work and bills for me to be bothered with it. Thanks all. I still am considering all the ideas, just maybe not right now. Next year is coming up soon.

Honestly, if I were you, I’d skip the hassle of buying a second property and look into some high-quality REITs (Real Estate Investment Trusts). You’ll get the benefits of real estate—steady income from dividends and potential price appreciation—without having to deal with tenants, maintenance, or all the extra bills

 

[LiveBelowMeans]

Just bought SFL today pays 10% qualified dividend.

 

[Retired Expat]

Due to receive about a 100k next month. Will put it into a high yield savings and make my monthly drawdowns from there and not my retirement or investments accounts again until it is all used up. Should last a few years I hope!

 

[tenant13]

I just did. I took all the money that my portfolio made in the last year and bought a condo in Puerto Vallarta. Not that I even particularly like PV. But other people do. Maybe my friends would like to go

 

[Slim11]

I don't have friends , so that dosen't work for me! Lol.

 

[rembrandt]

I don't have friends , so that dosen't work for me! Lol.

Yes you do. We are all friends here!

 

[rayvt]

VONG

 

[indiajust]

I consider asset allocation within equity to be more relevant. corp size, country, REIT, industry class, development. Then I add in crypto, gold, commodity, bitcoin, and alts.

I aim for a complementary mix of stuff, where the ups balance out the downs and volatility in one area is buffered by others. I actually like betting both sides so that I can't lose. Think like a company buying access to power, you can't donate to just one side or you might get shut out. So you donate to D/R. The relative percentages is the AA.

 

[hotwired]

I know thier are earlier threads like this, but timing is everything. If you had 100 k to invest, what would you do with it. Its extra, and can be safe, or crazy. The idea is I can learn how others invest. And I know you all will come up with ideas that I would never think of. It can be long term investments or shorter. I have some CDs that are coming due. I can invest it, put it into some short 6 , 9 month CDs and wait for a downturn in the market to buy or anything else. Ideas welcome. Thanks. Have fun with it.

Crossing Wall Street

www.crossingwallstreet.com

We will be selling two different apartment buildings over the next 6 months and I actually plan to put 100K in this 25 stock buy list. I've been following him for a few years, and this man is the real deal. Very humble, articulate, doesn't necessarily beat the s&p 500 very often (but occasionally), but with 70 to 80% of the beta.

If I have a second hundred thousand, I think I would open a separate account and have a "bright ideas" portfolio. For example for the last three or four years I wanted to put some money into psychoactive therapies research. There's a lot on the horizon where things like PTSD and depression of being treated with micro doses of LSD and similar substances. It's a real thing and it shows promise. So finally I parked 5K down on psil which is an actively managed etf, in fact the only actively managed ETF that invests in these psilocybin stocks (he ce its ticker). Suddenly out of the blue last week one of the stocks it held (DRUG) decided to jump three or four thousand percent in one day for no apparent reason. Even the company said they had no idea why. It went from 2 to 52 over the course of three or four days which pushed my ETF up about 100%. So this bright ideas portfolio would be things like that, also small nuclear reactors, stuff that would sit at one or two dollars a share for a decade before finally jumping to 100 over the course of 6 months.

 

[Diogenes]

Ok, so update, as I am still undecided, I took out some CDs. 6 months at 4.5. I may do a 5 year at 3.9. Not perfect, but I'll will be back in the same situation next year. All good, I'll wait for a market down turn and buy more. Probably load it up in the SnP. ...

To reduce confusion and to introduce levity, I prefer the spelling "Essen Pea". We note that in recent years, the S&P 500 has done substantially better than mid-caps or small-caps. Whether this persists, is of course unknowable.

But "waiting for a market downturn" is not advisable. Generally, markets rise. When they do fall, it is uncertain when they'll stop falling! One might miss the bottom, ending up buying, at a level above the previous top. Or, one might buy "low", watching with trepidation and regret, the market proceed lower and lower. This is why there is advocacy for choosing an asset allocation, and sticking to it, regardless of what the market does.

 

[Running_Man]

I would buy MSTR; $6,000 in MSTR in the last year would have outperformed 100K in the S&P500. 5% of an investment in this area has outperformed the S&P500 from 2011 with a compound annual growth rate of 103%

 

[chemEguy]

I’d buy the Junghans watch I’ve been looking at for 1400 euro and the rest to VFINX.

 

[twirler]

I know thier are earlier threads like this, but timing is everything. If you had 100 k to invest, what would you do with it. Its extra, and can be safe, or crazy. The idea is I can learn how others invest. And I know you all will come up with ideas that I would never think of. It can be long term investments or shorter. I have some CDs that are coming due. I can invest it, put it into some short 6 , 9 month CDs and wait for a downturn in the market to buy or anything else. Ideas welcome. Thanks. Have fun with it.

Hawaiian Electric is basically a monopoly of the federal government. It's an electric company that's been beat down pretty badly, I've been buying shares since the drop full disclosure. Micron MU was just handed 6 billion in federal subsidies. I also have a very small position there. Ignore the noise and dump It in the S&P 500 and ignore it.