We go if it's a nice restaurant we might go. If so we and are polite and listen. But I have asked maybe one question formulated to clarify an undisclosed risk, or something like that. I did go see one guy after the meal. He is a fiduciary, who offered a full assessment of my current finances, beneficiaries, wills, and stuff (not a variable annuity one-trick pony). This gave me an excuse to put together a "snapshot" of all of that stuff in one place. I went in, shared the snapshot and learned a little bit, which lead to a few actions on my part, but of course didn't hire him since I'm a DIY guy.
The benefits, besides free food include having DW hear financial terms (she doesn't have one iota of interest if it's just me talking). On the way home, she actually asks questions about finances! She might say part of the deal sounded good, and I explain why it's not as rosy as they said. She gets it if she takes the time, but is just totally uninterested. But the presentation, at a minimum, trains DW not to trust guys like that. So if I go first, she's at least got her guard up.