It sure did for me!! Made me bold as h*'ll!I suspect just as the great depression had a lifelong lasting impact on many investors, so will the great recession of 07-08.
This is th link I was referring to. If anyone feels there is legitimate data in the linked article that adds to the discussion, they should reproduce that data here for discussion.
Doesn’t the VIX go down when market is up a lot?
Nothing in the article or video substantiates the headline.
You can get 3.5% on a 5 yr CD right now. Maybe 4%+ in 2019. Average market return is 6-7% over that past dozen decades. Not worth it for me. Sleep much better being out of the market. Depends what kind of return you are after? I am good with 3-4%. Just my 2. Got cut in 1/2 twice over the past 35 yrs. Thats enough excitement for me, thank you.
P.S. Taking my SS in 5 yrs at 62. If I don't need it, I will bank it for down the road.
Just paid so much into it, would hate to kick the bucket and not see any of it.
Or have some type of Gov. alteration in the program........... Again, just my 2.
You can get 3.5% on a 5 yr CD right now. Maybe 4%+ in 2019. Average market return is 5-7% over that past dozen decades. Not worth it for me. Sleep much better being out of the market. Depends what kind of return you are after? I am good with 3-4%. Just my 2. Got cut in 1/2 twice over the past 35 yrs. Thats enough excitement for me, thank you.
P.S. Taking my SS in 5 yrs at 62. If I don't need it, I will bank it for down the road.
Just paid so much into it, would hate to kick the bucket and not see any of it.
Or have some type of Gov. alteration in the program........... Again, just my 2.
(Not many see things the way I do) lol lol
The only thing is it is a lot of IRA money we have with the mutual fund company and they do not have CD's. It would all have to go into a money market fund. I am talking like $700,000 between me and my husband.
Then there is our brokerage account (mostly bond ETFs and funds) and my Inherited IRA account. It is overwhelming to me.
Meanwhile, we are only getting an overall personal return rate of a little over 3% on these funds as a whole.
I'm over-reacting by moving (slowly by end of year) to 28% fixed income / 72% SPY&SCHB in my IRA and legacy accounts.
Consider moving the IRA money from the mutual fund company to the brokerage - there will be more options for your money to work for you.
I have money that I've set aside for my grandkids to inherit.What is a legacy account?
The brokerage is with the same Financial/Mutual Fund company. So is the Inherited IRA.
You mean set up a brokerage IRA with CD's and roll it all- or most of it -over into it?
I wonder what that will cost to do...hmm- less than losing our shirts...
Ugh... I hate this...
The brokerage is with the same Financial/Mutual Fund company. So is the Inherited IRA.
You mean set up a brokerage IRA with CD's and roll it all- or most of it -over into it?
I wonder what that will cost to do...hmm- less than losing our shirts...
Ugh... I hate this...
The brokerage is with the same Financial/Mutual Fund company. So is the Inherited IRA.
You mean set up a brokerage IRA with CD's and roll it all- or most of it -over into it?
I wonder what that will cost to do...hmm- less than losing our shirts...
Ugh... I hate this...