Is your crystal ball less cloudy than mine.

[MJ]

This past August, I put a sizeble amount in a 3 yr bump certificate with 5.13% APY at United State Senate FCU. In September, this certificate went to 5.23%. Anyone have a good crystal ball of when I should take my one time bump to increase my rate for the next 34- months?

 

[pb4uski]

Sorry, my crystal ball is busted.

 

[disneysteve]

I think 5.23% for a non-callable 3-year CD is quite good. I'd be happy with that. Could rates creep up a little more? Sure, but they could also drop. Lock it in and be happy with it. You can't predict the future.

 

[MJ]

Sorry, my crystal ball is busted.

Darn and you had one of the best "balls" out there. Any estimate on when you will be getting a new one? Lol

 

[Car-Guy]

Soon or by YE (Which is soon to me)

 

[HI Bill]

I'm reading the "Four Pillars of Investing, second edition". Maybe you should get out a coin, and start tossing!!!

 

[frayne]

MY CB was repossessed for non payment.

 

[MarieIG]

Mine rolled under the bed, is covered with dust, and I can't reach it.

BTW, you seem to have chosen very well, so perhaps you have one of the best crystal balls here!

 

[pb4uski]

Darn and you had one of the best "balls" out there. Any estimate on when you will be getting a new one? Lol

MJ, are you busting my balls? [emoji16]

 

[yakers]

MY CB was repossessed for non payment.

Didn't see that coming?

 

[11522914]

My crystal ball says June 24, my palladium ball says Oct 24, my silver ball says Jan 24 and my rhodium ball says April 25.

It's clear to me I have a really messed up set of balls. [emoji16]

 

[audreyh1]

MY CB was repossessed for non payment.

MJ, are you busting my balls? [emoji16]

Good one!

 

[MJ]

MJ, are you busting my balls? [emoji16]

Too late, someone got to one of them "Sorry, my crystal ball is busted."

 

[DrRoy]

In a word, no.

 

[FLSUnFIRE]

I don't have a crystal ball but I still have the Magic 8 Ball I had on my desk at work that I consulted when people asked me stupid questions. The interest rate outlook is hazy (which happens to be a synonym for cloudy).

 

[DJRR]

If .1% makes a meaningful impact on your lifestyle then take the bump now. If not, I would wait until the November Fed meeting and then book it and forget about it.

 

[easysurfer]

No crystal ball here but I'm going to go out on a limb and say the market is going feel some pain with shutdown and UAW strike.