Is your portfolio at a high?

Fermion said:
Wait. You are at RMD age and are 97% stocks? Are you just going for a trip to the ISS or something before you die?
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Yes, because in my case, pension/annuity + SS income cover my expenses with money leftover most months.
So I don't need to withdraw from portfolio for routine spending.

And my holdings are all stock funds, no individual stocks...
 
TheWizard said:
Yes, because in my case, pension/annuity + SS income cover my expenses with money leftover most months.
So I don't need to withdraw from portfolio for routine spending.

And my holdings are all stock funds, no individual stocks...
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Very nice. At 55 we are 70% stocks 30% bonds and I was thinking that was a bit too much market exposure but we don't have anything to fall back on right now so I like the bond/cash cushion.
 
I'm at successive ATH each of the last three days, about +2% now above my recent high water mark on Feb 25. And about +4% YTD. Probably typical numbers for an not so early anymore retiree still invested 70/30.

The discussion about SS and pension applies for me as well. One thing the generally favorable market has done is allow me to defer through my gap years. Had we had a major pullback (~50%) in the last 6 years, I probably would have claimed one or both of pension and/or SS as well as backed off my equity allocation.
 
Crazy!! +4.30% YTD 4th day ATH.
 
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I can't believe it's here again, already. Feels a lot like last year. I did a rebalance a couple weeks ago or so...didn't get the optimal low, but that's fine.
 
Fidelity finally updated this morning, +5.11% YTD. I don't expect it to hold up for long since Iran negotiation is still up in the air. One year return is 36.55%. I don't know how that can be correct since I don't feel 36.55% wealthier from a year ago.
 
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Chuckanut said:
It was. Then it wasn’t. Now it is again.

All of which goes to prove that napping through the daily market report(s) is much better for your financial, physical, and mental health.
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That depends.
For those of us with active taxable accounts, paying attention on a daily basis is important for Tax Loss Harvesting opportunities...
 
I thought I would check after the week again and had two ATH events this week. Friday/yesterday was the last one. Crazy!!!!
 
RetiredHappy said:
Fidelity finally updated this morning, +5.11% YTD. I don't expect it to hold up for long since Iran negotiation is still up in the air. One year return is 36.55%. I don't know how that can be correct since I don't feel 36.55% wealthier from a year ago.
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Where on the Fidelity site, can I see % YTD & one year return ?
Thanks
 
I think I found where on the Fidelity site to find the %

YTD - 6.43%
1 year Return - 31.83%
 
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Good kind of crazy.......
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